FARMING/RANCHING; Work Photos of Kiva's Entrepreneurs

[Guest]

.

[Jill]

For an explanation and suggestions for the Work Picture Threads,
you can read the very long-winded posts at Parting Is Such Sweet Sorrow,
Replies # 29, 30, & 31, or
NOT.
http://www.kivafriends.org/index.php/topic,668.20.html


http://www.kiva.org/app.php?page=businesses&action=about&id=15559

Zeyvar Akhmedova - Azerbaijan

http://www.kiva.org/app.php?page=businesses&action=about&id=17978

Otilia Timana - Mozambique

http://www.kiva.org/app.php?page=businesses&action=about&id=2849

John Kamau - Kenya

http://www.kiva.org/app.php?page=businesses&action=about&id=14270

Haja Furan Kabba - Sierra Leone

http://www.kiva.org/app.php?page=businesses&action=about&id=8094

Elsa Tamayo - Ecuador

http://www.kiva.org/app.php?page=businesses&action=about&id=8072

Gualberto Mosquera - Ecuador

[Jill]

      That's quite a farm ....
http://www.kiva.org/app.php?page=businesses&action=about&id=19549

Ale Okhae - Nigeria

     I told you I love farmers,
     and all who work with the land
     and don't mind getting their hands dirty....

[Jill]

http://www.kiva.org/app.php?page=businesses&action=about&id=27167

Zaitooni Bibi - Pakistan
Nice pic......

[eliztravels]

Zaintoni Bibi is indeed a great pic. It caught my eye, too, and  I removed another loan from my basket so I could fund this one.  Some very interesting borrowers from Pakistan today: a midwife who needed money for an embroidery machine for her daughter, a mother of young children who wanted to return to school for her grade 10, several dairy farmers who stand out from the crowd because of the first-person descriptions. 

Thanks for the thread, Jill.   

[howard9]

Yes, I went for it too, but as usual the 'Loan Info' was running behind the 'Make a Loan', and, in spite of showing only 86% raised, it was in fact already fully funded. So often happens. Pity the Kiva system can't coordinate the same figures in two (or more) places. I see this too in 'My Portfolio', where the % raised doesn't agree with elsewhere. Shouldn't be too difficult for the engineers to fix, it seems to me.

On a different subject, any news on the missing 30 November repayments? The engineers were looking into the glitch, I read, but no sign of progress yet.

[KivanSteven]

Hey Howard, just a whim, but maybe the loan browsing pages reflect people that have actually committed to the loan, while the individual loan pages reflect the amount that has been committed to AND placed in peoples shopping carts...keep in mind if 10 people spent $25 each to fund a $250 loan, I believe the entrepreneur loan page would have to show that the loan need has been met...it would be a good question to ask what the figure would show on the loan browsing pages..

[KivanSteven]

Jill, I love ALL of those pictures, Im leaving now, but if I forget to check, are any suitable for the 2009 calendar?

[DianeCharlie]

Howard, Steve is correct.

The borrower's loan page shows the amount that is available to commit, that is, the amount which has not been either paid for or put into someone's basket already.  They have to program it that way because if 4 people all had the last $25 in their baskets, there would be collisions when persons 2, 3, and 4 tried to check out and the loan was already fully paid for.  So, the loan page will only offer any amount which is not yet "clicked on" by someone.  If you see "Raised so far" on the loan page, that means that some portion of the remaining loan is still sitting in someone's basket not yet paid for.  Once the loan-clicks are totally paid for, the status changes to "Raised".

If you have paid for your portion of a loan, you can see in your Portfolio details the *actual* amount that has been paid for already.  That total matches up with the lender icons on the loan page at that moment; any difference is still sitting in baskets.  So as long as a loan reads "Raised so far", there is still a *chance* that some funds might be released if a lender either removes it from their basket, or forgets to check out and it times out of their basket and reverts to available.

So, it's not something that "needs to be fixed", it is "working as designed" and from my technology background I believe it is correctly designed.

I hope this helps clear things up.

--Diane.

[KivanSteven]

Great explanation Diane...let me just add that based on that...if you see a loan unavailable, but only (truly) lets say 50% funded, there is much more of a chance that if you wait long enough you can get in on it yourself, as compared to a loan that shows 95% funded....good chance with a large % remaining that some loaners will back out, forget, or have their basket time out.

[howard9]

Thanks, Diane and Steve. All is clear now, and makes good sense. Good for Kiva - my mistake, not theirs.