Gifts

[Guest]

.

[sunshine]

 ;)Guess I better wake up and smell the coffee, the gifts , i understand are what you send your family or friends to give out,  i better spend more time reading these things.  thanks to you all for being so patient and putting up with my silly questions.

Sunshine and lots of snow

[Diane R]

The only "gift" mentions I know about are the Mama Mark Fund for the mother of Mark Agwonah, a Kiva borrower who was killed last summer, and a contribution to Ms Cao, which Khang was arranging but which did not happen.

Were you maybe thinking of Gift CERTIFICATES, which we send to others so they can start their own Kiva.org loan portfolio?

--Diane.

[KivanSteven]

Diane she has to be referring to the Gift Certificates I think, thats the only thing Kivan that comes remotely close to a gift.  If you purchase a GC for someone, which is a very easy to buy and easy to redeem process, the recipient, be it your mother for example, receives the entire amount...its not something youll receive in the mail, but the GC can be printed out for gift purposes, especially if "your mother" has yet to start an account with Kiva.  When they redeem the gift certificate it is the same as when you help fund a loan.  The money goes in, it gets repaid, and you collect the amount you loaned once the loan is fully repaid.  At that point, as you probably know, you can withdraw the funds, or re-loan the amount, or just sit on it and wait if you arent interested in doing either.  Hope that helps.

BTW no question is a silly question...we all had lots of the same questions when we first started out, you were just brave enough to ask.