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Author Topic: Mortgage the House! Sell the Kids! There's a Loan Up Now You Won't Want to Miss.  (Read 223086 times)
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David2051
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« Reply To This #2030 on: February 07, 2010, 11:49:18 AM »

This was not intended to become a personal thing.  I will disable notifications now.
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Sengbe Pieh
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« Reply To This #2031 on: February 07, 2010, 11:52:02 AM »

“A lie can travel halfway around the world while the truth is still putting on its shoes”

 Mark Twain

For the record, I have $25 of the loan to Thaer Jarban in my basket which I intend to loan to for myself


* Basket - For the record.jpg (93.66 KB, 1024x768 - viewed 52 times.)
« Last Edit: February 07, 2010, 11:52:50 AM by bikeme » Logged
Eli
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« Reply To This #2032 on: February 07, 2010, 12:05:36 PM »


If this was the case:

This was not intended to become a personal thing.  I will disable notifications now.

Then why did you post this?

I don't know who has what in their basket or why, but it gets to be very frustrating.  I signed up here to find loans I "don't want to miss" but then when I go to the loan it is completely basketed and when I look down at the teams I see the closed team Tisket. 

It certainly gives the appearance that a small closed clique is hoarding the loans that all of us don't want to miss.  I am saddened that this appearance is so often seen.
 Undecided

To me, that is a personal attack to anyone on the Tisket team in which you refer.
« Last Edit: February 07, 2010, 12:07:51 PM by Eli » Logged

In the end, we will conserve only what we love.
We will love only what we understand.
We will understand only what we have been taught.
                           ~Baba Dioum, Senegal
Alaska Pack
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« Reply To This #2033 on: February 07, 2010, 01:46:02 PM »

Are there other forces out there that could be the cause?  For example several of my most reason loans have been tied up from a day to several days.

This loan which I funded right after it came out was only funded today and $25 was tied up since it was released, a total of 4 days.  If you look at the lenders, there is no one I really recognize.

http://www.kiva.org/app.php?page=businesses&action=about&id=173615

Here is another one but this one was just over a day and the first 2 lines of lenders were on it shortly after the loan was released.

http://www.kiva.org/app.php?page=businesses&action=about&id=173619

One other example is the following, no one in the chat, found one of the last pieces by chance and the last $25 stayed tied up for a while before I got my funded notification.  I did not recognize the hold out.

http://www.kiva.org/app.php?page=businesses&action=about&id=173221

It would be nice to have released the portions sooner.  Except when we are low on credits, I can usually decide quickly.  I weed within the hour, but am guilty of the refresh button when there are quite a few good loans and the credits are low.  Hmmm... not a good combination great loans, low funds.  Oh no!  8 more days till the 15th!!!



Bernice  Smiley

Addendum:  I agree Wolfgang, I will miss Mona's post.  I have come home from work or woken up in the morning and have seen one of Mona's great post.  On some occasions, I've been in time to get a piece.  It's nice to get help from our European friends who have scoured the loan site while we've been sleeping.  It saves on shopping time, especially when there is not much left.  Don't take too long of a break Mona!!!


« Last Edit: February 08, 2010, 09:26:53 AM by Alaska Pack » Logged
wthepoo
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« Reply To This #2034 on: February 07, 2010, 01:50:51 PM »

Just a (very) few brief remarks from one of the several captains of the mentioned team:

First of all, we will probably have to agree to disagree on whether basket-sharing (within certain responsible boundaries which I have not recently seen violated) per se is legitimate, maybe even desirable in a community-building sense, or morally reprehensible etc. All these points have been discussed ad infinitum. It is in any case within the boundaries set by Kiva and not against any existing Kiva policy.

(...) when I go to the loan it is completely basketed and when I look down at the teams I see the closed team Tisket. 

It certainly gives the appearance that a small closed clique is hoarding the loans that all of us don't want to miss.  (...)

This strikes me as a highly inconsistent argument, David. Mainly because you are accusing members of team Tisket of basketing a loan because you see them appear among the lenders - as long as they are holding the loan in their baskets, they don't appear as a lending team.

Your (apparent) conclusion - or the "appearance" you claim - thus seems to be that just because one member of team Tisket has chosen to lend (whenever, whyever and however) to a particular loan another member of said team is apparently holding a further chunk in his or her basket... sorry, this doesn't make sense to me.

That you are seeing team Tisket on so many "popular" loans has several reasons, I believe, among them:
(1) The team mainly (but far from exclusively) consists of so-called "core lenders" and has a ratio of almost 170 loans per member; it is in spot 18 of the teams with most loans.
(2) The members are relatively frequent visitors of Kiva with a lot of experience, looking for these special loans and usually finding them rather fast.
(3) Several members are (or should I say: were?) frequent posters in this thread... If you follow a recommendation by Mona, for example, it is quite likely that she has already made a contribution to that particular loan... and - bingo - Team Tisket is in the rotating teams' list (that is, if Mona - in this example - has chosen to attribute the loan to this particular team).


These people are completely blatant and shameless. (...) So we just have to put up with it, until those (probably very few) individuals change their selfish attitude, or Kiva thinks again.

Example - the last two Sri Lanka loans had the last $25 blocked for some 4 hours by someone (perhaps the wellknown lender and KF who was finally revealed as the lender of the last $25 on both loans).

Howard,
you could well argue IMHO that it's not selfish to share with friends.

I find your example a little inconsistent, too, I have to admit: If you are only talking about the last $25 of certain loans, you are clearly not talking about "hoarding" - and with your assumption that the last lender might have been responsible you even say that it probably/perhaps wasn't "sharing". If someone takes a loan and then lends, that's pretty straightforward how it "should" be. Delaying the actual transaction (for whatever reasons) might be raising the hopes of other (potential) lenders, I agree, and I take your point that the mechanics of the basket timer perhaps aren't ideal in that respect, but these "hopes" are in fact vague and maybe even a little selfish, too, because they mean hoping that someone else doesn't lend.

Shall I tell you something? I am sick of all this moaning, blaming and scratching each others eyes out. This is not what this forum has been set up for. See where you find your loans from now on and get happy with them. I am on posting strike from now on. Pissy

I'm sorry to hear that, Mona, and I hope you will reconsider... at least after a brief time-out.

Best wishes,
Wolfgang.

EDIT: Edited as a consequence of Howard editing his quoted post.
« Last Edit: February 07, 2010, 03:58:38 PM by wthepoo » Logged
phyllis_stein
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« Reply To This #2035 on: February 07, 2010, 03:09:36 PM »

I'm just learning about Kiva, so forgive my possible ignorance, but does it really matter who lends?  The important thing is that the loan is made, right?

It's my perception that teams can be fiercely competitive which is good if it raises more funds but it's sad to see bad feelings amongst supporters. Peace
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Alison
howard
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« Reply To This #2036 on: February 07, 2010, 03:46:53 PM »

Some time ago I edited my post to remove the mention of Tasket, and apologised for any unintended  impression I gave. I was intending to refer to all lenders who basket for inordinate amounts of time, and deprive others of a fair chance to participate.

Howard
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Eli
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« Reply To This #2037 on: February 07, 2010, 03:58:13 PM »

I'm just learning about Kiva, so forgive my possible ignorance, but does it really matter who lends?  The important thing is that the loan is made, right?



RIGHT!!!

Phyllis, you are a very wise and eloquent person.  That has been the point exactly all along.  Unfortunately not everyone sees it that way and have chosen to name call, spew venom, and and incite KF riots and KF wars rather than live and let live and allow everyone to enjoy their own style of lending in peace.  This issue comes up every few months here at KF whenever someone gets disgruntled whenever they can't get on an attractive loan, then the name-calling and attacks begin.  Me, there have been many loans that I have missed along the way, but instead of fret, moan or feel left out, I just look forward to the next one that excites me.
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In the end, we will conserve only what we love.
We will love only what we understand.
We will understand only what we have been taught.
                           ~Baba Dioum, Senegal
cjp1973
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« Reply To This #2038 on: February 07, 2010, 04:19:56 PM »


there have been many loans that I have missed along the way, but instead of fret, moan or feel left out, I just look forward to the next one that excites me.

I think that is a sign of a repeat kiva lender!  I feel the same way, "there will be another one".  There are many loans that many of us would never see if it weren't for this thread and Mona, among many others, having time to surf, and post these loans they think might be of interest to people on kivafriends. The chances of them being of interest to only us though is slim.  So there are others, that are either just surfing their few minutes a week, or other groups that may not be members of kivafriends, that do grab these loans $25 or more at a time. 
There are bigger problems in the world than if someone is intentionally or unintentionally holding up a loan, if one wants to put it into context.  Loans that expire while being held in a basket is a bit more annoying.  And even if it is held up in a basket chunks are going to fall out, that is fun too, waiting to see if you will be around when one falls.

I for one hope Mona doesn't strike too long, because even if I don't get to a computer in time to lend to that borrower, I like to read the story and see the picture!
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kf08
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« Reply To This #2039 on: February 07, 2010, 04:32:10 PM »

http://s3-2.kiva.org/img/w450h360/473289.jpg

On another topic...the other day I got my first pomegranate loan.   I noticed there are a few more spaces left on this one!

Lynn

Sorry, I tried to copy the image, but it didn't work--I'm impressed with those of you who know how and I've gotten on some really fun loans through this thread and missed some too, but always enjoy the fact that people share info.

http://www.kiva.org/app.php?page=businesses&action=about&id=169769&_tpos=1&_tpg=1

Oops, the link didn't copy--http://
« Last Edit: February 07, 2010, 04:36:36 PM by kf08 » Logged

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