Mortgage the House! Sell the Kids! There's a Loan Up Now You Won't Want to Miss.

[Guest]

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[Diane R]

Are there other forces out there that could be the cause?  For example several of my most reason loans have been tied up from a day to several days.

The answer to your question is a definite 'yes'.

I reported to Kiva last week that the final $25 of this loan had been in a basket for more than 2 days:
http://www.kiva.org/app.php?page=businesses&action=about&id=173440

I noticed at the time that Berry, Karen, and I were on the loan already.  Somehow that last $25 was locked up and eventually it was shaken loose, perhaps because I alerted Kiva that it was "stuck" (as we already know that Gerard is able to force a loan out of a basket where it may have become stuck).  I believe this happens more frequently than any of us might suspect.

--Diane.

[Jan & John]

The answer to your question is a definite 'yes'.

I reported to Kiva last week that the final $25 of this loan had been in a basket for more than 2 days:
http://www.kiva.org/app.php?page=businesses&action=about&id=173440

I noticed at the time that Berry, Karen, and I were on the loan already.  Somehow that last $25 was locked up and eventually it was shaken loose, perhaps because I alerted Kiva that it was "stuck" (as we already know that Gerard is able to force a loan out of a basket where it may have become stuck).  I believe this happens more frequently than any of us might suspect.

--Diane.

I noticed the same thing, Diane but it was on a different loan, I checked for most of the day and there was 50 basketed until I went to bed, anyway.  I do remember seeing you and Karen and Gery - perhaps that is the dangerous combination   

and as far as Sri Lanka goes...
I came off and on throughout that day...
I refreshed...
No one was in chat so I knew KF wasn't holding anything...
I will wait for more Sri Lanka loans, sigh.

and if Ramona takes a break from posting,
that will sure save me some cash, but it's not a solution I like very much! 

-jan-

[Team Tia]

Hi everyone

My Team Members send me links to loans they think I would like.  I only sometimes can loan as the loan is completed when I try to loan.  I know though that there are many more, just as deserving, people who needs loans so me and mum look out for other loans.  My loans are mostly done by the gift certificates my Team Members have sent to me, which I am very grateful for.  I take a long time to look at the loans and choose who I want to loan to.  It is a shame when I cannot join in a loan that I want to be part of but I know there will be another loan just as special and I am happy that the loan has been raised. I know also that my Team Members are making loans on my part which makes me feel proud and part of that loan.

I have a big gift certificate left to loan and I am looking for a loan that calls out to me to make it to.  Mum checks the KIVA site a couple of times a day and reads me loans which I may like or where my Team Members had loaned to.  Sometimes I say yes and sometimes no.  Loaning is a very personal thing.  We all loan to people we have been drawn to and means something to us. 

We should all be very happy in that we are helping people to have a better life.  I am.  I think everyone on KIVA is wonderful to take the time and money to help these people.  You should all be very proud and happy.

Be healthy and happy.

Love
Tia
Team Tia
xxx

(written and reworded by Tia´s Mum from Tia´s conversation with her about loaning with KIVA).

P.S. I would sell mum to pay for more KIVA loans but she is worth too much at home 

[Eli]

The answer to your question is a definite 'yes'.

I reported to Kiva last week that the final $25 of this loan had been in a basket for more than 2 days:
http://www.kiva.org/app.php?page=businesses&action=about&id=173440

I noticed at the time that Berry, Karen, and I were on the loan already.  Somehow that last $25 was locked up and eventually it was shaken loose, perhaps because I alerted Kiva that it was "stuck" (as we already know that Gerard is able to force a loan out of a basket where it may have become stuck).  I believe this happens more frequently than any of us might suspect.

--Diane.

Some time ago I noticed that with my account.  I had a loan or two in my basket and something happened and I got called away in some way shape or form and I rapidly logged out of my Kiva account.  It wasn't until much later (like all day) when I logged back in only to find that my basket hadn't dumped and the loans were still in my basket.  It was an unintentional hold.  I tried to repeat it again, but the basket always dumped after logging out.  So glitches like that DO happen, but those that like to point fingers won't accept any possible alternatives.

[Natasha]

Example - the last two Sri Lanka loans had the last $25 blocked for some 4 hours by someone (perhaps the wellknown lender and KF who was finally revealed as the lender of the last $25 on both loans).

EDIT: I should add that my post was not intended to refer to Tasket or anyone else specifically (and I apologise if it implied otherwise), but to whoever indulges in this unfair and undesirable practice.

As the last person who picked up the Sri Lankan Loans - I think that this refers to me (implied or otherwise). I can honestly say that these loans were not "blocked", "hoarded" or "passed" on to me by any of my Kiva Friends through chat or any other communication medium. I happened to pick these loans up the old fashioned way, which is periodically refreshing the pages of the loans that were not fully funded over a couple of hours that I was working on my lap top and then clicking the $25 button when they became available.

That being said, one other nicest things that I used to enjoy about Kiva Friends was the sharing of loans and information. There is a big difference between sharing a loan and blocking a loan for nefarious reasons. The loans that have been shared with me in the past, have never been blocked for nefarious reasons. IMHO there are far more serious issues with Kiva, that could do with the focus and airplay (such as bird fighting and animal cruelty loans, sharing currency risk, diligence on Borrowers and MFIs) etc.

One of the reasons I no longer regularly contribute to this Forum, is the current tone and the departure of many of the "older" (time on KF not age) members of KF, whose contributions here I miss (though I think that a couple of the newer members contribute greatly). Surely at the end of the day, all that matters, is that the loan is funded and if we miss out, there will always be another loan available that we like and can fund?

[cpbailey]

Some time ago, Mongolia was a brand new country for Kiva.  People kindly helped others get a piece of Mongolia--basket sharing.  Others who chose to avoid chat and basket dropping declared it unfair, moaned and complained.  Now, some six months later, Mongolian loans have reached the red zone--four days left of funding! 

Now Sri Lanka is new to Kiva, and the cry of "unfair" is brought up yet again.  This too share pass. 

I have yet to loan in either Mongolia or Sri Lanka, choosing to let others jump in on the latest.  I try to focus on the oversupplied countries, knowing that one day these new countries will become readily available. 

If not getting a given loan is the worst thing that happens to you today, it is a pretty good day!  Meanwhile, it doesn't hurt to pop in chat to see if someone is holding it for other KF Members.  Come, come to the Dark Side.   

Colette

[Mona]

WARNING, this is going to be a passionate post. So if you can't stand this better take to you heels and run.

First I want to say that I agree with many of the posts above. I would like to combine it in one phrase: Every funded loan is a good loan. Second, even after having slept over it, I will stick to my posting strike, at least for a while. Maybe I am totally overestimating my own "powers". I know that there are many dedicated people around here looking for special loans and posting them. So maybe you even won't miss my posts if I keep quiet for a while. If so, wonderful! There are many other things I can also spend my time with, let alone the huge pile of books I have next to my bed.

However, if it is not so, I hope to make you realize one thing: There is not so much difference if you get on a loan either because you got an early warning by a friend through a PM, a team message or a post here or if you get on it through an actual basket sharing. Both is about friends taking their time and energy to share with others, either information or real loans. And if you follow your thoughts to the end, isn't it even more evil that we post here about special loans excluding by this the other 499,000 Kiva lenders who are not Kivafriends and who might have otherwise had a chance to get on this loan? Shouldn't we better keep totally quiet whenver we see a special loan not to deprive anyone? Is this the Kiva world you want to live, everyone just sticking to himself? Or do you want to live in a world where people care enough about each other to share their time and energy with them and yes, maybe also from time to time a real piece of a special loan - not to exclude someone but to make someone happy.

I know which world I would prefer. Do you know it, too?

[howard]

As the last person who picked up the Sri Lankan Loans - I think that this refers to me (implied or otherwise).

(End quote)

No, it wasn't you, Natasha - you don't appear on either of the two Sri Lanka loans which were basketed for several hours. My comment referred to some one else (whose team affiliation, if any, I don't know and don't care).

Howard

[Kay]

And if you follow your thoughts to the end, isn't it even more evil that we post here about special loans excluding by this the other 499,000 Kiva lenders who are not Kivafriends and who might have otherwise had a chance to get on this loan?

No, Mona, because anyone can read this forum, whether KF or not, whether signed in or not.

And I, for one, have greatly appreciated (and enjoyed) your postings of "special" loans here, whether I have chosen to (or tried to) get on them or not.

[Harvey:)]

Quote from: Mona on Today at 03:01:17 AM
And if you follow your thoughts to the end, isn't it even more evil that we post here about special loans excluding by this the other 499,000 Kiva lenders who are not Kivafriends and who might have otherwise had a chance to get on this loan?

No, Mona, because anyone can read this forum, whether KF or not, whether signed in or not.

It is true that anyone can read the posts on the forum, but only Kiva Friends can receive the e-mail notifications which notify the Kiva Friends that there is a new post in the thread. Many KF use these e-mail notifications and are alerted to new loans via the Mortgage the House e-mail notifications.

PS: Also, many Kiva lenders do even know this forum exists or that there is a thread called Mortgage the House.


Judy