Niberkanitz
Kiva Supporter
Sacramento, CA
Gender: 
Posts: 5
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« on: January 12, 2008, 04:49:28 PM » |
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I’m not sure if there has been any discussion or suggestion of a partnership between Kiva, Paypal and Ebay but I have come up with an idea. I have been thinking of a way to enhance my lending power through Kiva since I have a limited budget to fund loans. I have some items I am planning on selling on Ebay and then it came to me. It would be nice to set up a Special auction through Ebay for my items to fund my Kiva account for new loans and at the same time promote Kiva and assist the Kiva organization. The Ebay page would be marked as a fundraising auction with information about the sale, Kiva.org my support of Kiva. A portion of the proceeds from the auction would go towards a donation to Kiva.org with a possible match by Ebay and/or Paypal and the remaining proceeds I could use towards the funding of my Kiva loans. I realize there would need to be buy-in from Ebay/Paypal and I do not have the contacts to get the ball rolling, but perhaps if enough people request this type of service from Ebay/Paypal they might take notice. Any thoughts?
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Soriak
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« Reply To This #1 on: January 12, 2008, 05:40:42 PM » |
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I like the idea! Seems like something that has to happen on Ebay's end though, not sure how willing they would be to set this up.
I'm not familiar enough with ebay's Terms of Use, but it may be possible to make a Kiva template of our own and use that to post auctions? Something that everyone who wanted to raise funds for Kiva could use. If all such auctions looked the same, they would be recognizable even when posted by different people.
The Kiva logo (with their permission), a short description and a link to Kiva - plus the promise to use the money towards Kiva loans.
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NevadaStars
Guest
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« Reply To This #2 on: January 12, 2008, 05:43:42 PM » |
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Welcome Niber!!!  Hope you enjoy this site as much as I do! ~~Mom |
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Natasha
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« Reply To This #3 on: January 12, 2008, 05:47:12 PM » |
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Welcome Niberkanitz to Kiva Friends!
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Henry
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« Reply To This #4 on: January 12, 2008, 05:48:20 PM » |
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« Last Edit: January 12, 2008, 06:08:36 PM by Henry »
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ornitzi bilatzi monteisizi
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KivanSteven
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« Reply To This #5 on: January 12, 2008, 05:49:16 PM » |
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Hi niberkanitz and thanks so much for your input...great ideas is what keeps kiva and kivafriends rolling the way it does. As far as your suggestion youll be happy to know that ebay already allows a seller to sell their items in promotion and support of Kiva at whatever % you choose. Its through a company called Mission Fish that links up directly with ebay for purposes of listing auctions for charity. Im not sure paypal is involved so much because Mission Fish deducts the % you specify upon auctions end and insures these funds are directed to your charity of choice. The rest of the funds that may be remaining from your auction will be paid to you but paypal does not eliminate fees for this purpose. Here is a link for current Kiva auctions on ebay. http://www.missionfish.org/NPMMF/nphomepage.jsp?NP_ID=17025 I too wanted to participate and oversee something like this but there wasnt much buzz here concerning that. View this link as well for a brief thread discussing the potential of selling on ebay for kiva. http://www.kivafriends.org/index.php/topic,1302.0.htmlNote that if you donate 100% to Kiva, ebay will charge you ZERO selling and insertion fees. If you for example donate 50% of your auction total to Kiva, Ebay will only charge you 50% of the selling and insertion fees, and so on and so forth. In this way ebay assures that you can fully assist a charity and not be charged in any way for it, either through ebay or through paypal. Please note that there is a $5 minimum donation per item if the item sells. If it doesnt sell you obviously dont owe ebay or the charity, this case Kiva, anything. Please also note that mission fish keeps a certaion % of your donation, which I find unfortunate as wealthy as ebay and paypal are. Mission Fish takes 20% of a donation up to $49.99, 15% up to $199.99, and 10% up to 999.99. The details can be found here: http://www.missionfish.org/About/aboutdonation.jspAnyways, to start listing your items on ebay to benefit Kiva, follow this link http://pages.ebay.com/help/sell/selling-nonprofit.htmlIf you need any further help, feel free to post or message me. Hope that helps and thanks for the ideas  |
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I find not direction in the readings of those with whom my eccentricities are similar, but rather validation.
My only solace is that I find a peaceful place where I might be resigned to my depriving loneliness.
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Soriak
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« Reply To This #6 on: January 12, 2008, 06:16:47 PM » |
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Does Missionfish just donate the money to Kiva or can you make a loan with it? I was thinking something along to the attached html page as an ebay template... About section shamelessly copied from the Kiva website to quickly illustrate what I mean  |
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Niberkanitz
Kiva Supporter
Sacramento, CA
Gender:
Posts: 5
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« Reply To This #7 on: January 12, 2008, 06:31:49 PM » |
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The current Ebay charity auction set up with Missionfish is not very non-profit fund raising oriented due to the fee schedule. I could make more simply selling it on Ebay without the non-profit listing. The Ebay listing Soriak came up with is a good idea but it may be in violation of the Ebay terms without the use of Missionfish.  |
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KivanSteven
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« Reply To This #8 on: January 12, 2008, 07:04:14 PM » |
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Hi Soriak, Missionfish only donates the money to Kiva. No loaning permitted.
I feel the same way niberkanitz, its unfortunate that Missionfish feels the need to withdraw so much from the donation. I understand they need to support their mission, which is a great one, but I always felt ebay could easily run this type of service for free and much more easily. I wouldnt be surprised if ebay takes a cut of mission fish's profits as well.
So to answer your original question, I would not imagine that ebay or paypal will be altering or making exceptions to their charity program. But writing in your requests never hurts. Maybe the best thing to do is sell items for yourself and after deducting selling fees, use the rest for donating/lending. In the end though, ebay is taking some of what mission fish doesnt, so it will only be slightly more beneficial than using mission fish--all depending on how much a particular auction goes for of course.
Also advertising an outside site on your auction is against ebay's ever growing strict policies, though this one has been in place for a long while. But I have generally advertised on auctions in the past that bid price will be donated to charity and ebay either didnt notice or didnt care enough to remove the auctions.
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« Last Edit: January 12, 2008, 07:06:41 PM by Ahimsa Steve »
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I find not direction in the readings of those with whom my eccentricities are similar, but rather validation.
My only solace is that I find a peaceful place where I might be resigned to my depriving loneliness.
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Niberkanitz
Kiva Supporter
Sacramento, CA
Gender:
Posts: 5
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« Reply To This #9 on: January 13, 2008, 11:46:07 AM » |
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Thank you very much for all of your insight Ahimsa Steve.
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KivanSteven
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« Reply To This #10 on: January 13, 2008, 12:01:16 PM » |
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Sure, no problem, its hardly insight, but thanks  |
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I find not direction in the readings of those with whom my eccentricities are similar, but rather validation.
My only solace is that I find a peaceful place where I might be resigned to my depriving loneliness.
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i Live 4 Kiva
Kiva Supporter
Kaiserslautern, Germany
Gender:
Posts: 28
Shane
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« Reply To This #11 on: January 25, 2008, 10:49:41 PM » |
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Timely thread - I was thinking about this today. It would be nice if there were a way for us to list items on eBay at 0% listing/commission when the seller agrees to loan out 100% of the sales price. Payment via PayPal would have to be mandatory and there would have to be some way to ensure that payments were in fact used to provide Kiva loans. Lots of complexities here with the more restrictive payment option, possibility of default buyers, returns, verification of Kiva loans etc.
Once the money is in your PayPal account, there is no way eBay can force a person to float the loan. Perhaps a rating system similar to Ebays would work. Kiva lenders with X amount of loans (a minimal amount) would be provided the 0% listing/commission, or a ratio of amount sold/collected to loans 1:1. Maybe Kiva could set up the lender/loan processing page to tag loans paid with auction proceeds. We get free listings & Ebay gets more exposure. The owner of Ebay donated $100 million to microfinance so I would think they would be flexible on this. Another option is a parallel PayPal/Kiva account that is only authorized to pay Kiva for loans, similar to a branded debit card.
Today I realized I have things sitting around that I don't need and are just taking up space. I can sell these things on Ebay and put the money to work, or I can continue moving them from place to place and probably end up paying storage. I plan to retire in the next year and I will probably travel for awhile. Now is a good time to lighten the load.
For now I'll go ahead and absorb the listing/commission fee as in theory I'll get the money back eventually anyway. Stay tuned for more.......................
Shane
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Skype - Shane46110
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Henry
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« Reply To This #12 on: January 25, 2008, 11:17:43 PM » |
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ummmmmm just wish to mention, cause I wouldn't be me without mentioning it!!!  Igive members get a small percentage from ebay purchases and sales. I don't know about how it works, but Queen of Hearts gets a percentage from ebay! Go Queen! |
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« Last Edit: January 25, 2008, 11:30:33 PM by Henry »
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ornitzi bilatzi monteisizi
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i Live 4 Kiva
Kiva Supporter
Kaiserslautern, Germany
Gender:
Posts: 28
Shane
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« Reply To This #13 on: January 26, 2008, 12:54:43 AM » |
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It looks like Ebay/iGive has a 20% contribution to the Kiva Shopping Club, see below from iGive website
Special Rate Donation at eBay. The following rules apply:
Donation is 20% of the EBAY REVENUE/FEES, which were paid by the seller of your item(s). For NEW, active eBay members: $10 donation (must place bid/Buy-it-Now within 30 days of joining eBay).
Shane
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« Last Edit: January 26, 2008, 12:55:28 AM by i Live 4 Kiva »
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Skype - Shane46110
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Dottie b
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« Reply To This #14 on: January 26, 2008, 11:29:25 AM » |
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It looks like Ebay/iGive has a 20% contribution to the Kiva Shopping Club, see below from iGive website Special Rate Donation at eBay. The following rules apply: Donation is 20% of the EBAY REVENUE/FEES, which were paid by the seller of your item(s). For NEW, active eBay members: $10 donation (must place bid/Buy-it-Now within 30 days of joining eBay). Shane Note that that's 20 percent of the money that eBay receives from the seller, not 20 percent of what we pay for the item! But it's all good!  Dottie B |
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