Kiva already works with MFIs in both Afghanistan (
Ariana Mercy Corps) and Iraq (
IAAC). There were loans to
a shop owner in Kirkuk and to
a young metal shop owner in Kabul that funded just this morning, you must have missed them. (Not all countries have loans available at all times.)
Loans to Iraq are pretty popular, but they are also usually in large enough amounts that you can join them if you stop by while they're still open. You might investigate padders's alert tool which will send you an email whenever loans from a particular country arrive at the site, if you want to be sure to fund loans there.
And welcome to KivaFriends!
--Diane.