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Author Topic: Short loan terms  (Read 13726 times)
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Paula-from-NZ
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« on: May 17, 2008, 01:30:35 AM »

There are a few loans today from Ukraine that have 2 month loan terms -
http://www.kiva.org/app.php?page=businesses&action=about&id=48895&_tpos=1&_tpg=1
http://www.kiva.org/app.php?page=businesses&action=about&id=48943&_tpos=3&_tpg=1
http://www.kiva.org/app.php?page=businesses&action=about&id=49093&_tpos=6&_tpg=1
http://www.kiva.org/app.php?page=businesses&action=about&id=49059&_tpos=8&_tpg=1

Paula
New Zealand
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Poverty is like punishment for a crime you didn't commit.  ~Eli Khamarov, Lives of the Cognoscenti
Cloudia
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« Reply To This #1 on: May 21, 2008, 03:27:26 AM »

I like the idea of this thread.  Thanks for starting it off, Paula.  These ones are particularly difficult to spot with so many loans available currently.  I'm off on a short term (under 6 months) Kiva treasure hunt...

3 months - Tajikistan
http://www.kiva.org/app.php?page=businesses&action=about&id=49277 - Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=49281 - Disbursed

3 months - Mexico
http://www.kiva.org/app.php?page=businesses&action=about&id=49119 - Disbursed

3 months - Paraguay

http://www.kiva.org/app.php?page=businesses&action=about&id=46918
- Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=46942 - Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=46522
- Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=46460 - Disbursed

4 months - Paraguay
http://www.kiva.org/app.php?page=businesses&action=about&id=47138 - Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=47128 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=47135 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=47122
http://www.kiva.org/app.php?page=businesses&action=about&id=46689
http://www.kiva.org/app.php?page=businesses&action=about&id=46290
http://www.kiva.org/app.php?page=businesses&action=about&id=46014
http://www.kiva.org/app.php?page=businesses&action=about&id=46003 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=45965
http://www.kiva.org/app.php?page=businesses&action=about&id=45914
http://www.kiva.org/app.php?page=businesses&action=about&id=45905 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=45718 - Disbursed

4 months - Peru
http://www.kiva.org/app.php?page=businesses&action=about&id=48431 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=45345 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=45341 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=47801 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=45198 - Officially Funded

4 months - Uganda
http://www.kiva.org/app.php?page=businesses&action=about&id=48576 - Officially Funded
http://www.kiva.org/app.php?page=businesses&action=about&id=48564
http://www.kiva.org/app.php?page=businesses&action=about&id=48566 - Officially Funded

4 months - Tanzania
http://www.kiva.org/app.php?page=businesses&action=about&id=47632 - Officially Funded

4 months - Kenya
http://www.kiva.org/app.php?page=businesses&action=about&id=47584
http://www.kiva.org/app.php?page=businesses&action=about&id=47581 - Officially Funded

5 months - Kenya
http://www.kiva.org/app.php?page=businesses&action=about&id=47574

5 months - Mexico
http://www.kiva.org/app.php?page=businesses&action=about&id=49189 - Disbursed

5 months - Paraguay
http://www.kiva.org/app.php?page=businesses&action=about&id=46444


It's amazing to see how many there are floating around Kiva at the moment. Smiley

---
A quick note on the terms I hope to keep using in my posts (after the loan links)...
* "Disbursed" - Money has officially been disbursed to the borrower according to Kiva
                     ("Disbursal Date" appears on loan page)
* "Officially Funded" - All money has been raised according to Kiva
                              ("Date Funded" appears on loan page)
*  nothing - Loan is yet to be raised,
             or Loan is waiting for lenders to checkout (a chance of bounced availability still exists),
             or I haven't changed the status yet but hopefully will soon.
---
« Last Edit: May 27, 2008, 08:15:02 PM by Cloudia » Logged
cpbailey
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« Reply To This #2 on: May 21, 2008, 08:19:32 AM »

Cloudia,

I love the format by country and time.  This would take a LOT of time to go through all the loans.  I am hoping that there are still some available come Friday when I have a loan due.  Oh, and another one next week.  Thanks for your efforts, and it does seem as if people are starting to snap up the shortest ones already!

Colette
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cpbailey
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« Reply To This #3 on: May 21, 2008, 08:49:17 AM »

I did a spot check on a couple of the partners' loans to see which ones disbursed quickly.  In Tajikistan there are three partners, and IMON does seem to disbursed same day to two days after being fully funded.  Paraguay has one partner in the country at this time, and it is also fast to disburse.  So a five month loan that disburses quickly isn't much different from a two week lag with a four month loan.

Let's remember that we could fund after business hours.  In Tajikistan, there is a time zone consideration involved which means to fund same day, it would have to fund pretty early in the day California time which is probably the date posted on the loans for time funded.  There are also weekends and holidays involved.  I consider two days amazing!

Colette
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mejane
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Appleton, Wisconsin
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« Reply To This #4 on: May 21, 2008, 08:58:50 AM »

Just want to say thanks to Paula, Cloudia, and Colette!  You are amazing!!!!  Give Rose
Just remember, I am getting nine (9) credits in July!!  Yahoo!
Jane
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I have learned silence from the talkative, toleration from the intolerant, and kindness from the unkind...  Kahlil Gibran

Be kinder than necessary.  Everyone is fighting some kind of battle.  Unknown
cpbailey
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« Reply To This #5 on: May 21, 2008, 09:16:30 AM »

Maybe if people divided up the regions, it would make it easier to keep this type of information going! 

Jane, congratulations on nine loans coming due. 

Colette
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Cloudia
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« Reply To This #6 on: May 21, 2008, 09:30:03 AM »

New loans Smiley

2 months - Ukraine
http://www.kiva.org/app.php?page=businesses&action=about&id=49611 - Disbursed
http://www.kiva.org/app.php?page=businesses&action=about&id=49614 - Disbursed

3 months - Mexico
http://www.kiva.org/app.php?page=businesses&action=about&id=49686 - Disbursed
« Last Edit: May 22, 2008, 09:56:34 PM by Cloudia » Logged
Cloudia
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« Reply To This #7 on: May 21, 2008, 09:36:16 AM »

It's been a lot of fun actually (so far, at least)... and quite a new experience to find these short loans unfunded for more than a few hours! 
« Last Edit: May 21, 2008, 10:06:50 AM by Cloudia » Logged
Robert
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Budapest
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« Reply To This #8 on: May 21, 2008, 10:48:54 AM »

[...] In Tajikistan there are three partners, and IMON does seem to disbursed same day to two days after being fully funded.  [...]

I have checked the disbursement dates of the 14 loans that I made in February, when we were informed about the cold:
  • IMON (3 loans): 0 to 2 days
  • MicroInvest (6 loans): 1 to 3 days
  • HUMO (5 loans): 14 days
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Cloudia
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« Reply To This #9 on: May 21, 2008, 11:09:56 AM »

More new short loans (and then bedtime for me!) Smiley

2 months - Bolivia
http://www.kiva.org/app.php?page=businesses&action=about&id=49186 - Officially Funded

4 months - Bolivia
http://www.kiva.org/app.php?page=businesses&action=about&id=49206 - Officially Funded

5 months - Bolivia
http://www.kiva.org/app.php?page=businesses&action=about&id=49187 - Officially Funded
« Last Edit: May 26, 2008, 11:15:18 PM by Cloudia » Logged
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