Short loan terms

[Guest]

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[Mona]

Anyway, by all means support these loans if you choose. I'm waiting for two weeks, having broken the bank on red loans.

Come on, Credits! 

Maybe it is just CEPRODEL's way to help the LLL team.  As I am sure you know many of their loans end up on top of the expiring soon list. But I am 100% sure that these ones will not. And so this means also less work for LLL next month. 

[YowieFreak]

Their oldest loan was posted March 30th, so this one wasn't posted before then, still at least 5 days after the payment was due to come in.

Just looking at 179404 (which was disbursed on Jan 25), my guess is that it was uploaded to Kiva around Feb 23 - at least that's the date that 179403 and 179405 both made it to the site - and that it was sitting around waiting to come out of the "held" queue on March 1, didn't make it (because CEPRODEL hit their March limit from other loans coming out of the queue), and finally made it out on April 1.

As for why 186808 was listed on March 30 -- 

[Mona]

4 months loan from the Ukraine (currency risk possible):

http://www.kiva.org/lend/193050


Miroslava is divorced and is a single mom raising a 3 1/2-year-old son. Miroslava lives in Belaya Tserkov. She is co-owner of a pharmacy called “Family Pharmacist” selling various types of medication, personal hygiene products and nutritional supplements. Her pharmacy has 66,000 UAH worth of inventory. Miroslava can be characterized as a smart and determined entrepreneur. She is an achiever and always tries to accomplish her goals.

Miroslava is very health conscious. She understands the importance of fresh products that are offered for sale in grocery stores. She would like to open a dairy kiosk offering fresh and quality products to her community. Miroslava is seeking a 10,000 UAH loan to buy a small vending facility next to her pharmacy and to launch this startup.

[Mona]

4 months loan from the Philippines, currency risk possible

http://www.kiva.org/lend/193643


Wilhelmina Baldo is from the village of Upper Centro, Tudela, Misamis Occidental. She is 67 years old. Wilhelmina is single. To make a living, Wilhelmina owns & operates a business planting & harvesting rice for sale. Wilhelmina has been engaged in her business for over 10 years and earns approximately 20,000 PHP a month for these activities.

In 2006, Wilhelmina joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. Wilhelmina has successfully repaid a previous loan of 50000 PHP from PMPC. This previous loan was used to to pay for services to increase crop yield. Wilhelmina is requesting a new loan of 50000 PHP which will be used to purchase general farm supplies & equipment. This will be the 6th loan taken out by Wilhelmina from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

[Mona]

Two 3 months loan posted now, should both pay you back already on 15 August.

http://www.kiva.org/lend/213488
http://www.kiva.org/lend/213494

[Phoenix42]

Another that should be paid back mid-August:
http://www.kiva.org/lend/214590

[iampaul]

Another that should be paid back mid-August:
http://www.kiva.org/lend/214590

Since it is now past Kiva's July 15 billing date, I believe you will find this repayment shifted to mid-September at the earliest once the loan posts as Paying Back.

Paul

[RichardF]

Kiva Repayment Schedule for Omar Leonardo Egas Heredia (http://www.kiva.org/lend/214590)
    Expected Repayments   Actual Repayments   Comments
September 2010            
From Entrepreneur to Field Partner   Jun 30, 2010   $800.00        
From Field Partner to Lenders   Sep 2010   $800.00   Available Sep 1    


Kiva Repayment Schedule for Lisbeth Xiomara
    Expected Repayments   Actual Repayments   Comments
September 2010            
From Entrepreneur to Field Partner   Jul 26, 2010   129.43 PEN        
From Field Partner to Lenders   Sep 2010   $45.83   Available Sep 1   


I'm still betting Omar's settlement date will be August 15.  It looks to me like Kiva already kicked it down the road a month.  For example, both of the above loans should be reported by the end of July and settled August 15.

[Phoenix42]

Close call on Omar's Richard.
"This loan was accidentally published with an inaccurate repayment schedule - the client will repay the loan in July 2011, not July 2010."

[RichardF]

Yes, not only Omar, but Edison and Lester too!  (I got two refunds - with no withdrawal hassles...knock-on-wood.)  And Angel the month before...
Check out this "classic" link.   

http://www.kiva.org/lend-classic?partner_id=159&status=Refunded&sortBy=New+to+Old