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Canadian Here
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« Reply To This #20 on: May 24, 2008, 10:52:11 PM » |
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Paula:
I always post a comment to the journal as soon as a loan to which I was a contributor is disbursed. I have no evidence that the entrepreneur has ever seen my well-wishes. In only 2/168 disbursed loans has there been a journal entry from the MFI. One of those was merely a re-iteration of the loan poster, showing the loan as disbursed. No other comments were made. I too would appreciate hearing more from the MFI but I recognise that time and language/translation issues make this a remote possibility. I don't hold out much hope that I will hear from a borrower directly, but I've heard that a few Kiva lenders have had that experience. It has yet to happen to me. I would to think that the entrepreneur knows that 'we care'. I say that because they are told that the money comes from us and that we don't get a penny from loaning to them. The journal enteries are evidence of that. Once their loans are repaid many express a great deal of gratitude to KIVA lenders. For the most part, I think that we are fortunate to have been able to make a positive difference in their lives and we have to be content with knowing that we did that.
Lorna
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lisaky73
Kiva Supporter

Posts: 7
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« Reply To This #21 on: May 25, 2008, 03:19:50 AM » |
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I saw a Journal entry today whilst Browsing that deserved some sort of Congratulations from one of the lenders. A Loan was taken out on a 15 month payback term. The Borrower had done so well that she paid it back in just 3 months... WOW... I wanted to congratulate her on her success as no-one had seemed to notice but I am not a lender.. Do you think its appropriate to comment if you are not a lender??... 
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Canadian Here
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« Reply To This #22 on: May 25, 2008, 03:22:47 AM » |
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Lisaky73: Why not? I question whether the borrower will ever see your comment since the loan has been repaid in full but there's no 'rule' about commenting on journal enteries, that I know of, anyway. Many do invite 'comments' presumably from anyone who cares to write one.
Lorna
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« Last Edit: May 25, 2008, 03:32:08 AM by Canadian Here »
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Ingvar
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« Reply To This #23 on: May 25, 2008, 06:25:45 AM » |
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Lisa, I agree with Lorna. Of course you can't thank the borrower, but you can certainly say something about how impressed you are, or how happy you are for his/her sake, or anything that you feel that doesn't imply that you're a lender to that loan.
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« Last Edit: May 25, 2008, 06:26:32 AM by Ingvar »
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QueenOfHearts
Kiva Supporter
Burlington, NJ
    
Gender: 
Posts: 862
I lend for them
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« Reply To This #24 on: May 25, 2008, 06:32:39 AM » |
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I saw a Journal entry today whilst Browsing that deserved some sort of Congratulations from one of the lenders. A Loan was taken out on a 15 month payback term. The Borrower had done so well that she paid it back in just 3 months... WOW... I wanted to congratulate her on her success as no-one had seemed to notice but I am not a lender.. Do you think its appropriate to comment if you are not a lender??...  I agree with both Lorna and Ingvar.....a success story like that NEEDS to be acknowledged....so go for it!! I dont think it matters if you are a lender on the loan or not. Queen
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Wood Fairy Glenda
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« Reply To This #25 on: May 25, 2008, 08:36:03 AM » |
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Hi, All  - This ( http://www.kiva.org/app.php?page=businesses&action=about&id=4112) was one of my most personally satisfying responses: Hello, Chimen - I just want to thank you for your first loan repayment. I hope that you have been able to buy your land and can now create your apple garden. I am proud to be a small part of your business. Best of luck and much success to you. Glenda in Wisconsin, U.S.A. Posted by Glenda Denniston from Madison, WI, U.S.A. Apr 16, 2007 Hi, dear Glenda Denniston, I am so happy that i bought plot of land and i can realize my wishes. I work very hard to create my apple garden. With Your help i overcome all obstacles. Thank You very much. Posted by Chimen Guliyeva from Salyan region, Azerbaijan Apr 20, 2007
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Wood Fairy Glenda
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mejane
Kiva Supporter
Appleton, Wisconsin
    
Gender: 
Posts: 1183
newspaper/magazine basket
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« Reply To This #26 on: May 25, 2008, 09:00:11 AM » |
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Just a thought.............. Maybe if more of us routinely posted comments (well wishes) to the borrowers it would start to create more of a dialog between the borrower and the lender. Maybe also it would stimulate more journal entries. Taking a personal interest in our entrepreneurs shows that this is more then a "money exchange" and that we are truly interested in their progress and success. I am sure the MFI representatives are very busy and I do not expect volumes of journal entries but if we get more, than all the better. Jane 
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I have learned silence from the talkative, toleration from the intolerant, and kindness from the unkind... Kahlil Gibran
Be kinder than necessary. Everyone is fighting some kind of battle. Unknown
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KivanSteven
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« Reply To This #27 on: May 25, 2008, 09:02:47 AM » |
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Its definitely worth a shot Jane. Maybe we can all make a collective effort to post comments on our future and/or current loans and wait and see if we discover a real difference.
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I find not direction in the readings of those with whom my eccentricities are similar, but rather validation.
My only solace is that I find a peaceful place where I might be resigned to my depriving loneliness.
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Canadian Here
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« Reply To This #28 on: May 25, 2008, 11:52:40 AM » |
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Hi, All  - This ( http://www.kiva.org/app.php?page=businesses&action=about&id=4112) was one of my most personally satisfying responses: Hello, Chimen - I just want to thank you for your first loan repayment. I hope that you have been able to buy your land and can now create your apple garden. I am proud to be a small part of your business. Best of luck and much success to you. Glenda in Wisconsin, U.S.A. Posted by Glenda Denniston from Madison, WI, U.S.A. Apr 16, 2007 Hi, dear Glenda Denniston, I am so happy that i bought plot of land and i can realize my wishes. I work very hard to create my apple garden. With Your help i overcome all obstacles. Thank You very much. Posted by Chimen Guliyeva from Salyan region, Azerbaijan Apr 20, 2007 WF Glenda, that's amazing! You are now the second person I know of who's received a response from their borrower! That's so cool it's absolutely awesome! Thanks for reproducing the text, btw. It makes it so special. Lorna
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« Last Edit: May 25, 2008, 11:53:36 AM by Canadian Here »
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lisaky73
Kiva Supporter

Posts: 7
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« Reply To This #29 on: May 30, 2008, 08:21:43 PM » |
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Im so happy that my first post created such a positive reponse this is fantastic to see and even more promising when I see the borrowers are getting our messages.. 
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« Last Edit: May 30, 2008, 08:22:18 PM by lisaky73 »
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