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Limesarah
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« Reply To This #230 on: July 08, 2009, 08:17:07 AM » |
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Just joined the LLL team and chipped in on some of those Bolivian groups, after discovering that my bank account was slightly healthier than I'd thought it was :-)
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Dagfinn
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« Reply To This #231 on: July 08, 2009, 10:04:02 AM » |
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Never - ever - discuss loaning on Kiva with your bank account, it will not agree with you  -- Dagfinn A |
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Dagfinn
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« Reply To This #232 on: July 08, 2009, 11:42:28 AM » |
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I know it has been discussed earlier but cannot find the thread so I ask here;
How come that the EL TRAPICHE Group loan have been raised but not checked out as funded for several hours? There seems to be 50 dollars short all the time.
Also, why do we not have a timer that count down - I think I am not alone wanting no more loans unfunded. . . .
-- Dagfinn A
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waywardcats
Kiva Supporter
SF Bay Area
Gender: 
Posts: 1934
Xania, Crete
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« Reply To This #233 on: July 08, 2009, 11:57:38 AM » |
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I know it has been discussed earlier but cannot find the thread so I ask here;
How come that the EL TRAPICHE Group loan have been raised but not checked out as funded for several hours? There seems to be 50 dollars short all the time.
Also, why do we not have a timer that count down - I think I am not alone wanting no more loans unfunded. . . .
-- Dagfinn A
Hi Dagfinn, I just aw the El Trapiche with $25 available, so I think it was just released. As far as the time counting down, that will show up in the last 24 hours of the loan, and I think we are not within that time yet for any of these. Someone using Ians spreadsheet could probably tell you though. -Kerry- |
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"Our daughters can contribute just as much to society as our sons, and our common prosperity will be advanced by allowing all humanity - men and women - to reach their full potential. I do not believe that women must make the same choices as men in order to be equal, and I respect those women who choose to live their lives in traditional roles. But it should be their choice. That is why the United States will partner with any Muslim-majority country to support expanded literacy for girls, and to help young women pursue employment through micro-financing that helps people live their dreams." - President Barack Obama, June 4, 2009
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Dagfinn
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« Reply To This #234 on: July 08, 2009, 04:50:37 PM » |
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Re that El Trapiche loan - is it really raised when the last dollars are missing from it being funded for hours on end (more than 10 hours for sure).
I have been at home working today and tried to do my share of the loans about to run out of time and it is frustrating seeing what is going on for so many of them.
They all seem to go up and down like yo-yo's and some people know how to keep them in their basket at length - I must say I fail to see the purpose . . .
The way things work now I have started question myself why I do this - pretty women with sweet and toucging stories goes out as there is no tomorrow - hardworking people, often with long loans are left out it seems.
I was hoping this place were a place where unfairness was riding a little lower then elsewhere on our planet . . .
-- Dagfinn A
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alan
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« Reply To This #235 on: July 08, 2009, 04:53:55 PM » |
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I just got home and saw the last $25 of El Trapiche. It sat in my basket for a fifteen minutes (?) while I checked the other loans. I picked up another red loan, and just checked out. But I debated on El Trapiche for awhile - should I finish off a loan that could probably pick up the last $25 easily before time ran out? or put $25 on another loan that still had a long way to go? It is possible others have had those same debates and that could be why things are in and out of baskets. I opted for the first choice, so.....
El Trapiche is now raised.
Well done! As to your dilemma, I'd say that if a loan has been popping in and out of a basket, if the last $25 is there, grab it. If you leave it on the table, it might go back in a basket to languish a while longer. |
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"Poverty is the parent of revolution and crime."
-Aristotle
"When I feed the poor they call me a saint; when I ask why people are poor they call me a communist."
-Dom Helder Carrera
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Mona
Kiva Supporter
Berlin
Gender:
Posts: 2255
Dawn at 3.069 m on La Reunion's Piton de Neige
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« Reply To This #236 on: July 08, 2009, 04:55:09 PM » |
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As I am one of those who look (nearly) always on the bright side of life I just wanted to mention that we are down now to 34 loans in need. This means that we have saved now exactly or even a bit more than half of the loans that were in danger only 3 days ago. And I think this is something we can be really proud of!!!  |
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alan
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« Reply To This #237 on: July 08, 2009, 05:00:50 PM » |
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Re that El Trapiche loan - is it really raised when the last dollars are missing from it being funded for hours on end (more than 10 hours for sure).
I have been at home working today and tried to do my share of the loans about to run out of time and it is frustrating seeing what is going on for so many of them.
They all seem to go up and down like yo-yo's and some people know how to keep them in their basket at length - I must say I fail to see the purpose . . .
The way things work now I have started question myself why I do this - pretty women with sweet and touching stories goes out as there is no tomorrow - hardworking people, often with long loans are left out it seems.
I was hoping this place were a place where unfairness was riding a little lower then elsewhere on our planet . . .
-- Dagfinn A
I just want to say that we have been inferring that there is some nefarious purpose here - that someone (or a few people) is (are) holding a piece of one of these late loans in a basket deliberately for some form of amusement. Maybe. If so, I join you Dagfinn in being unable to understand the purpose. But I wonder if it is possible that there is some other explanation? Maybe I'm too naive and just don't want to believe that any Kiva lender would play the kind of game that we (myself included) have been imagining. But could it be something else? Some strange kind of bug on the Kiva site that only applies to red loans? Or am I being too optimistic about human behaviour? Anyway, for me the bottom line is that I just want to help, and have been trying to do my best in that regard. I take great pride in the efforts of so many like you, Dagfinn, who have stepped in to help get these expiring loans funded. That applies to all the LLL team members, and to those who have been doing the same thing without joining that particular team. The world is a better place today than it was a couple of days ago because of that effort. |
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"Poverty is the parent of revolution and crime."
-Aristotle
"When I feed the poor they call me a saint; when I ask why people are poor they call me a communist."
-Dom Helder Carrera
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Kathy
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« Reply To This #238 on: July 08, 2009, 05:25:05 PM » |
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The funny thing about the El Trapiche loan is that I thought I got the last $25 and then hours later it was still kicking around.  I haven't a clue how technology works.  At least it's funded.  I must say Ian's spreadsheet is fabulous and it makes everything really quick and easy. Maybe too quick and easy. 1) Maybe I should read the "story" as I just discovered that one of the red light loans I funded in Nicaragua is a 24 month pay back. Oh well. I'm certainly not planning on going anywhere any time soon. 2) While explaining the fab spreadsheet and hitting "add to basket" and friend logging into his site we proceeded with payment and forgot to change email address and without thinking I entered my password (Pavlov would be so proud!) Oops! It should've been either my Kiva login or his PayPal account, not his Kiva login and my PayPal account. Not sure how that will be handled as the loan hasn't appeared on his lender page, yet he's received confirmation of loan and I've received confirmation of payment. Too many cooks in the kitchen!  |
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« Last Edit: July 08, 2009, 07:41:45 PM by Kathy »
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"Few things are needful to make the wise man happy, but nothing satisfies the fool---and this is the reason why so many of mankind are miserable." - La Rochefoucauld
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Oriana
Kiva Supporter
Cape Coral, Florida
Gender:
Posts: 79
But by the grace of God...
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« Reply To This #239 on: July 08, 2009, 05:30:11 PM » |
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I would like it if they took away the ability for loans that are about to expire to sit in a basket for very long at all. Second, when they get that close to going unfunded, if someone had a piece in their basket that had been there for a while, and it is getting down to the end moment, if it were possible for Kiva to automate that payment with Kiva credits so that if there is some person holding out with it in their basket that the loan wouldn't go unfunded. I think the idea of someone getting a kick out of keeping loans from getting funded is pretty messed up.  But I don't know that my idea is doable at all. Maybe Kiva could extend the time for the loan to be funded if someone was holding it in their basket? Or maybe Kiva could kick the loan out of their basket? I have a feeling their might not be a real easy solution to this. I'd like it if loans that are that close to expiration could only sit in a basket for 15 minutes, which should be long enough for a person to check out.  If a lender (or in this case ender) is putting that loan back in their basket repeatedly in order to force it to go unfunded...then that lender doesn't need to be a lender anymore in my opinion, as they are not lending but ending. I am glad it won't impact that particular borrower as they have already recieved their funds, but it is important that the MFI recieve funds to be able to lend to the next person. Oriana |
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