Thats a great idea. Instead of giving out $25 gift cards for birthdays I will be giving out $25 Kiva Gift Certificates. If I have it right they can withdraw their money without making a loan but I am hoping they will.
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I don't know what the others will say, but I strongly recommend that you follow up diligently on
any gift certificates you give.
Like any GC, some folks take to the idea immediately and use them
right away, and some hang on to them and need to be helped along in setting up
the account and even choosing the loan. (Still others ignore them -- though not many --
and eventually Kiva gets that money, but I try not to worry about those ones.)
I gave a GC to my sister-in-law who was so happy that she had made a loan. Turns out all
she had done was set up the account and *thought* she'd made a loan. So I sat down
with her and helped her with the rest.
Another friend got a GC from us as a wedding present. Knowing her pretty well, I went
ahead and created an account for her under my email and put the credit on the
account. When she's ready, we'll shift it over to her address. That's about all she
could handle.
Welcome to Kiva land. I congratulate your enthusiasm.
Ann