Sad stories

[Guest]

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[Amy-in-PHX]

Eddy is 31 years old and lives in Maica Sud district (stop , in the south of the city of Cochabamba. Eddy lives with his mother as he is the youngest sibling. He has a 2 year-old son. He is not married but lives with his son's mother Roxana.

Eddy has a taxi and he also works in milk production together with his partner Roxana. Eddy had to leave school to help his father, because his mother had a medical problem with her feet which meant that she couldn't carry out her work producing milk and making quesillo (soft cheese) and his father decided to go to Argentina to work. However, over time, Eddy's father forgot about his family and Eddy was the only one who could support them. He started working with a radio taxi that somebody loaned him but used a loan to buy his own vehicle with which he now works. In this way, he made more income and was able to help his mother to get ahead.

Eddy is now requesting a loan to buy a gas tank for his vehicle. This will enable him to work longer hours and make more income since his partner Roxana takes care of the milk production work and making the quesillo. This will enable him to provide his young son with a better future. It will also enable him to study for a degree himself and help his mother get better so that she can live with him and Roxana for many more years as Eddy values his mother's willpower and desire to get ahead in life.
http://www.kiva.org/lend/301939

[This is also a loan for environmentalists, because when a Bolivian taxi driver uses a loan to buy a "tanque de gas" for his car, he is converting the car to run on natural gas instead of gasoline/petrol.]

[FoxyOxy]

http://www.kiva.org/lend/306862

"Anatolia is a member of the Palmeras community bank. She is 53 years old, widowed, and has three children. Her business is selling clothes for adults. She will invest the loan that she is requesting in buying clothes to stock her business.

Anatolia lost her husband during the period of terrorism and she had to work to get her three children ahead in life. They were very difficult times. She used to sell prickly pear and some other fruit. She got her capital together and started selling clothes as an itinerant street vendor. She then acquired a stall in the '12 de abril' market".


(I was translating this loan in one window and watching the credits roll in, in another window.  Never before has my money slipped through my fingers quite so quickly 

[Amy-in-PHX]

The members of the “Rosa de Guadalupe” communal bank meet every two weeks in the Andrés De Vera Parish in the city of Portoviejo, capital of Manabí, known for many years as the City of the Royal Tamarinds.

We met Yenny, 32, here. She’s in a relationship and has five children who are 17, 14, 13, 12 and 11 years old. [Based upon the ages given, Yenny was just 15 when her first child was born.]  The two oldest are in secondary school and the younger ones are in elementary school. Her husband is a metal worker.

She is a very good housewife. To earn some money and help her husband cover household expenses she provides beauty salon services. She does haircuts, hair coloring and applies nail polish, among other things. Sometimes her customers come to her house but most of the time she goes to their houses to provide the service because she doesn’t have an appropriate space in her house to do so. She tells us that she’s been in this line of work for five years and does well despite not having all the necessary equipment. She works every day when customers call her.

She will use this loan to buy work tools like a hair dryer and a hair clipper. For her husband’s business she will buy iron, solder and paint for the metal shop he has at home.

She is a founding member of the communal bank and is its Treasurer. Her dream is to build her house since the one they had burned down, and also to set up a beauty salon there.

http://www.kiva.org/lend/306439

[jennifer]

http://www.kiva.org/lend/309611

Chynargul is the mother of four children. She graduated from Medical School and worked as a gynecologist at the local hospital, where she earned a reputation as a responsible professional. As it was very hard to raise her children on a low wage, Chynargul decided to start her own business in the medicine trade.

Starting in 2008, she managed to broaden her business by renting a pharmacy and achieving success. But in June 2010, violent clashes caused by the deposed political regime broke out in Osh city. Chynargul lost her business, which was robbed and looted. She didn’t give up, however, and is ready to resume her lost business and to continue to work. That is why Chynargul is applying for a loan of 135,000 KGS, which she needs to restart her business. She plans to broaden her business by renting one more pharmacy.

[gill]

http://www.kiva.org/lend/313960

"Lorta was born in the province of Inhambane. She is 61 and the single mother of 4 children, 3 of whom have passed away. She lives in her own home with her youngest son, who is married, and also with her three grandchildren, who are in school.

She moved to the district of Namaacha during the war after she lost 3 of her children. "

[Amy-in-PHX]

Baatarjav runs a shoe making business with the help of his wife. They make variety of Mongolian traditional shoes for all ages. With 21 years in operation they have been able to stabilize their business and built a strong customer base. They used to live in someone else's backyard. However with their earnings, they managed to buy a plot of land where they are planning to build a house in the future. Also they have managed to buy a car for their family use.

He says, "Our car was burnt recently. So we needed to buy a new car. Moreover my wife has been ill for several months and we spent lots of money for her treatment. So I need a loan to increase my working capital now." He is requesting a 500,000 MNT loan to purchase materials for his business.

http://www.kiva.org/lend/313560

[CelticHarpist]

Trephina is married to a lovely husband and she is the lone wife to the husband. She has six children with none of them below the ages of fifteen; she has four rooms in her house with each person per room. She lives in Aluminum which is located in the North West Region of Cameroon.

She has faced major challenges in life such as sickness, accidents and the death of her relatives, especially the death of her daughter. Her in-laws would not let her live a peaceful life, that notwithstanding, she also has the problem of inadequate capital to start up a good business for income generation.

She has taken and repaid loans 10 times since she joined GHAPE in the year 2002. The amount she is requesting will be used to buy motor spare parts to add to what she already has. She thinks she will succeed in the business because of the expertise she has gotten and the marketing techniques acquired in relation to this business venture. Her activity will help the community since car owners will buy parts to repair their cars at cheaper rates.

With the profit obtained from this loan she will use it to improve on her standard of living, pay tuition fees for her children and improve her family's financial problems.

http://www.kiva.org/lend/315272

[gill]

http://www.kiva.org/lend/325389


"Dimitiria is a 35 year old married woman with three children living in a semi permanent house in Fort Portal Uganda. Ever since her husband resorted to daily alcohol drinking, she has been solely taking care of the family and her dream is to educate her children up to university.

She is a farmer as well as a vendor of fresh foods and has been doing so for five years, amidst challenges of price fluctuations. Her dream is to have a food store. Dimitiria needs the loan to buy maize and cassava flour for resale. Of the nine members in the group, only eight took the loan. It is a group policy that each member guarantees the other in acquiring credit facilities, so the ninth member is included as well. "

[FoxyOxy]

" Abbas is a 38-year-old married father of three: Moustafa ( 8 ), Ahmad (7) and Mohamad (3). He's known as Abou Moustafa is his region. Abbas has been selling lupine seeds, beans, and corn for the last 27 years. Abbas was too small when he started working to help in his family's income and expenses.

He drives his carriage through many villages to sell his tasty cooked beans, corn, and lupine. Most of his customers are attracted to him through their kids who are the first advertisement for this tasty thing to eat...Abbas hopes to be able to open a shop beside the seashore so that he can expand his business more and more in the future, and provide his children a happy childhood unlike the one he had. "

If you do the math, it appears he started working at age 11...

I was looking at new repayments in my transaction list this morning and was thrilled to see that Abbas' business must be thriving!!! (if you are in on this particular loan, check out his repayment schedule and you will see what I mean - I was so pleased to see that things must be going well for him.)

[FoxyOxy]

Note: Jill - please don't read any further until after the 15th.  It's only three days and I'm sure she'll still be fundraising then 



"Felicidad is a very young person who lives in a community in Mizque province, in Cochabamba department. Felicidad was left alone when she was very young as her mother and her little sister died in a traffic accident. Her father gave her a small plot of farmland to work. She started farming with her neighbors in her community. This is where she learned to grow tomatoes and onions as she grew up [...] Felicidad would like to invest more in her crops, buying organic fertilizer and other products so that she can recover some of what she lost in her previous harvest as a result of a drought. In this way, she will improve her quality of life and help her younger siblings".