Risk and Due Diligence: Kiva Risk

[Guest]

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[RichardF]

During the Chat with Matt, Matt Flannery made the following comment.

[flann] 7:33 pm: we took many risks in building kiva
[flann] 7:33 pm: for the most part, they have paid off for the bet
[flann] 7:33 pm: ter
[flann] 7:33 pm: in some notably painful situation
[flann] 7:33 pm: s
[flann] 7:33 pm: the risks did not pay off

The Kiva - Risk and Due Diligence page notes three levels of risk.

Lending to the poor online involves 3 levels of risk

Risk 1: Entrepreneur Risk



Risk 2: Field Partner Risk



Risk 3: Country Risk

Based on its established track record, is a fourth level of risk worth noting on Kiva's Risk and Due Diligence page?

Risk 4: Kiva Risk

[Jan & John]

During the Chat with Matt, Matt Flannery made the following comment.

The Kiva - Risk and Due Diligence page notes three levels of risk.

Based on its established track record, is a fourth level of risk worth noting on Kiva's Risk and Due Diligence page?

Risk 4: Kiva Risk

Hi Richard - I am not sure of your point here...

I think what you have quoted is the risk found outside of Kiva itself...

I believe the information regarding your desired 4th level of risk...
... can be found in the links provided by Kiva in the level 2 - Field Partner Risk...
.......... where Kiva advises us to do our homework at home, so to speak...

* Learn more about Kiva's role in rating, auditing and managing the risk of each Field Partner.

* Learn more about your role in understanding Kiva's risk indicators to find a loan opportunity that's right for you.

Kiva tells us here what their process is. 
Kiva recommends what our role could/should look like.
I think they have done ok in this aspect for the average lender like myself.

jan

[RichardF]

No Jan, I am asking if Kiva itself introduces risk over and above the other three levels of risk it already mentions.