There seem to be a lot of pessimists here.

(I'm even beginning to think my "3 October" was pessimistic!

)
It only needs $875k per week to reach $100m by the end of the year, and it was $861k this last week.
Ian,
let me explain my pessimism...

The $861k are, I believe, due to no little extent to the "holiday loans" (Gift Certificates, charitable thoughts during the season), and there is also the Financial Crisis arriving in people's homes by and by. That's why I (like Quizzoid, Peter and Diane) rather believe it will take another holiday season to push Kiva over the $100m - and then there are a few particularly good guesses... right after christmas (Quizzoid), the first time a big batch of new loans will get posted after the holidays to soak up the "holiday money" (me), or the first or second repayment run after the holidays (Peter and Diane).
Of course I do hope one of you three September/October optimists will be right.
Best wishes,
Wolfgang.