A clarification. What I wanted to know is this: If I run across someone who wants to apply for a loan "how would I get them in touch with Kiva?" (I do not want a loan I have a job.) But my work brings me in contact with people who could start a business if they had the start up funds. I would much rather it be a loan instead of a donation. (I am taking care of the teachers)
I apologize if this was not the place to ask questions or if my questions were not clear. I was told to go to the lounge, introduce myself and get answers. Introducing myself seemed to me to include telling you what I was doing. I know the e-mails I have received do not represent Kiva or its spirit, but how many people have you driven away who wanted to help?
All my best to the spirit of Kiva and the people who make it happen. I am sure it is not easy.
Brad
Hello Brad and

I do apologize if Kiva Friends has been less than completely welcoming to you. We are a community and as such, there is an etiquette that we try to follow. For myself I have to say that I thought your first post was well-intentioned but a little vague on the details of what you were looking to get from Kiva Friends. We tend to be very sensitive about requests for donations because as a community built largely around giving, we have gotten a number of requests in the past.
In any case, your project does sound like a worthwhile one, and I do wish you all the luck in the world with it. To answer the question I do think you are asking, Kiva loans are "filtered" through on the ground Microfinance institutions (MFIs). The best thing you can do is keep a list of these with your teachers to refer potentials clients. Kiva works with some specific MFIs which you can find listed
here. There are other MFIs also, and you can find those through the
MIX market website.
If that does not answer your question, I do hope you will let us know! Again welcome to Kiva Friends,
-Kerry-