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Skimmis
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« Reply To This #30 on: November 20, 2009, 03:44:15 AM » |
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suggestion for future: List of countries to include or exclude
similar to the auto lend feature on kiva site
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« Last Edit: November 20, 2009, 03:45:01 AM by Skimmeland »
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nuclearspike
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« Reply To This #31 on: November 22, 2009, 01:04:35 AM » |
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Skimmeland: thanks for the suggestion. After it returns all the results, you can click on the pie chart at the bottom for the countries and it will filter the list by that country, that will help get closer to what you want. The list of loans it returns with default settings is so small that adding country restrictions prior to running the initial search could return 0 results in many cases.
I am currently not logging people's search criteria so I may not be accounting for the (many?) people who run with fewer restrictions where MFI or country limits on the main page (rather than filtering on the results page) would help limit the results page (and prevent having to pull the extra repayment details of loans that would have been eliminated from the start).
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Search loans by keywords, risk, currency exchange, default, delinquency, partner rating, profitability and full repayment date KivaBank. Also do Lender Analysis, and set up email alerts and RSS feeds! |
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nuclearspike
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« Reply To This #32 on: December 01, 2009, 12:14:39 PM » |
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You may have noticed that there are drastically fewer results when using the default settings, and if you do a search using the default settings and changing to a borrower count of 2 or more you get ZERO results. This is because many of the MFIs that typically post the safe group loans are suddenly now showing a greater than 0 delinquency rate (and get removed from the results). Pro Mujer Bolivia, for example, typically dominates the results due to quick turnaround with 0 delinquency, 5 star, etc. However they are now non-zero (.14%).
If you relax the delinquency restriction to .2 you'll get more of the short-term group loans showing again, but does this delinquency % change indicate a problem with the MFI and you want to avoid them?
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Search loans by keywords, risk, currency exchange, default, delinquency, partner rating, profitability and full repayment date KivaBank. Also do Lender Analysis, and set up email alerts and RSS feeds! |
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Skimmis
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« Reply To This #33 on: December 01, 2009, 02:47:13 PM » |
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Possible to sort loans regarding to interest paid ?
Possible for nuclearspike to find similar loans to the loans we have ?
Possible for nuclearspike to find loans to countries or MFI we dont have?
some suggestions .....
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nuclearspike
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« Reply To This #34 on: December 01, 2009, 06:20:51 PM » |
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Possible to sort loans regarding to interest paid ?
Possible for nuclearspike to find similar loans to the loans we have ?
Possible for nuclearspike to find loans to countries or MFI we dont have?
some suggestions .....
Skimmis, I have thought about including the interest as an optional restriction where you could have it only return loans from MFIs where the interest was < X. Unfortunately this data is not published in the Kiva APIs. I just emailed Kiva to ask about the possibility of them adding this data. As for the other suggestions, they are good and fit into a larger plan I have for a related tool, which has not been written yet. Thanks for the suggestions! Paul / nuclearspike |
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Search loans by keywords, risk, currency exchange, default, delinquency, partner rating, profitability and full repayment date KivaBank. Also do Lender Analysis, and set up email alerts and RSS feeds! |
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hejustlaughs
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« Reply To This #35 on: December 08, 2009, 08:48:57 AM » |
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I never knew there were MFIs that offered non-payment protection.
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Peter S
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« Reply To This #36 on: December 08, 2009, 01:19:24 PM » |
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I never knew there were MFIs that offered non-payment protection.
until the explanatory material on the Kiva site was recently upgraded with new added transparency following the David Roodman "revelations", there was no way of knowing this, apart from delving into the API, but now it's stated to be the case in How Kiva Works at http://www.kiva.org/about/how/5) Over time, the entrepreneur repays her loan. The Field Partner collects those repayments and lets Kiva know if a repayment was not made as scheduled. We give Field Partners the option to cover both currency losses and entrepreneur defaults. Of course there's still no way on the public-facing site to tell which of Kiva's MFI partners have opted to cover defaults, or which loans have the default risk taken care of. The only way to tell is through applications like nuclearspike's which unearth the information from the API. Peter |
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verba volant, littera scripta manet
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granite
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« Reply To This #37 on: December 16, 2009, 12:22:35 AM » |
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This is a great application and is pretty much a must have for any serious Kiva lender. I just discovered the analyze lender button and it's pretty neat... It helps be better visualize the length of my loans and the impact that has on the money I get back every month.
My suggestion would be for the risk based loan search is to add optional filter for portfolio yield %'s and profitability stats that kiva now makes available on the loan pages. I'm not as much interested in but perhaps other people would like to be able to identify loans that are not pre-disbursed.
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