I find that Kiva Friends, while allowing me to see more of what goes on behind the scenes...
actually is a support group where I can vent and be soothed by friends who see the other side of the coin.
The Kiva Lender Messages and the Kiva Lender Teams however are not quite the same.
I am just now seeing the teams catch on to what has been discussed here for quite a while...
and some of those people are flailing around not knowing who to talk to or where to go for advice.
My own team is small but some of the larger teams can pass a message of doom faster than Twitter

I agree with Tim's use of 'people overreact.' Knee jerk reactions instead of sitting down with the facts until daylight creeps in to explain the reality of the way things need to be.
People overreact, and that's a fact of life we, and Kiva, need to deal with daily.
-jan-