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nfolkert
Kiva Supporter
San Francisco, CA
Gender: 
Posts: 10
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« Reply To This #1 on: June 25, 2007, 10:30:21 AM » |
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This has happened to me before. My advice would be just to give it a couple more days before you start worrying about it -- I think there is sometimes some lag between when the MFI updates the borrower's last payment and when all the associated transactions have gone through to make the money available to the lender again.
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padders
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« Reply To This #2 on: June 25, 2007, 08:58:40 PM » |
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I see, yeah I think that must be what happened - it just came through.
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AccountAbility
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« Reply To This #3 on: June 30, 2007, 11:07:04 AM » |
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I just had a loan repaid in full and the credit showed up at the top of my portfolio. There were three choices given--reloan, donate, withdraw. I decided to split it up and proceeded to make two new loans. Now I have $25 credit left but there are only two choices showing for my credit --reloan is not showing up as an option.  I want to reloan.  |
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cpbailey
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« Reply To This #4 on: June 30, 2007, 12:21:27 PM » |
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I got the email saying my loan paid off, and it has been over a day. There is still no credit. This seems a pretty simple programming thing, and I wonder why it isn't almost simultaneous...
Somewhere there is a new loan waiting for this money!
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AccountAbility
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« Reply To This #5 on: June 30, 2007, 01:22:27 PM » |
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I just had a loan repaid in full and the credit showed up at the top of my portfolio. There were three choices given--reloan, donate, withdraw. I decided to split it up and proceeded to make two new loans. Now I have $25 credit left but there are only two choices showing for my credit --reloan is not showing up as an option. I want to reloan. The third choice never did show up at the top of my portfolio, but when I made a loan to Mozambique (our daughter spent a year there) the checkout asked if I wanted to use my credit, so I said yes and it did. Happy ending!  |
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« Reply To This #6 on: June 30, 2007, 07:11:34 PM » |
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Speaking of Mozambique-- Hey Diane, I noticed you joined us in lending to Mozambique today.  She's fully funded now. |
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Diane R
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« Reply To This #7 on: June 30, 2007, 08:39:57 PM » |
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Yes, I did! My husband has done some work in Maputo, and I'd been watching for someone to support who seemed as if they'd make good use of their loan. The first time I looked, she needed $125 more, I looked away, I looked back and she was in that "(total) Raised so far" status, where people still have amounts in their baskets but never checked out. They finally timed out and I joined you. You say your daughter worked there? I may have a chance to visit there with him later in the year: maybe I should look up Celina's shop!
--Diane.
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« Reply To This #8 on: July 01, 2007, 07:47:59 PM » |
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It's funny that the more you know the harder it is to discern what is a good loan.  Where she was in rural Mozambique, our daughter could hardly count on electricity, but cell phones worked great! She was out in the villages in Gaza province (where our borrower was from) in Guija, a town along the Limpopo River (The one which inundated more than half the province in 2000). So far all the Kiva loans have been in Boane, which isn't too far from Maputo. |
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Ramón
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« Reply To This #9 on: July 02, 2007, 09:01:44 PM » |
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Colette,
did your account get credited?
--Ramón
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"pecuniam do mutuam, ergo sum"
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cpbailey
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« Reply To This #10 on: July 03, 2007, 06:30:16 PM » |
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Ramon,
Yes, my account FINALLY got credit. It was June 29 that the loan was paid off, and I got a message saying a payment was made (not that it was paid in full, but the generic message). Finally, on July 3, I got the credit. Takes me back to the good ol' days when banks held all checks for 5-10 business days.
I have already loaned the money out again. I wanted to go to Azerbaijan, Tajikistan, central America (none there), Cambodia or somewhere else southeast Asia. But I couldn't resist helping someone sell used clothing. Did you know that much of the clothing WE donate ends up overseas? I couldn't resist the recycling aspects of it. Pretty sad that one of our exports is used stuff that we pass by at garage sales. I wish that the loan terms did not indicate 2 years on so many of the loans...I might have loaned to the widow who grows bonzai plants in Viet Nam. Head said recycle; heart said bonzai is cool, and the widow probably has a hard go of it with four kids.
Now I am even more impressed by Prisma which takes a loan and it walks out the door within hours. Beats Kiva hands down. I guess Kiva might have to confirm payment (some payments have been reversed), but there could be a reloan with less confirmation--lock out the option to receive conversion to PayPal for longer time. I am going to be busy for a couple days/weeks, so I am glad to have gotten this loan started.
Colette
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