Student Loans

[Guest]

.

[Mona]

http://www.kiva.org/app.php?page=businesses&action=about&id=74679&_tpos=1&_tpg=1

Mrs. Gladis is 24 years old and lives in a neighborhood called Memorial Sandino in Managua. Gladis is single and would very much like to get ahead in life. One of her goals is to keep studying to develop her skills as a business manager. Gladis has been running a small store for a year, which she started by selling chicken and sweets. She had to leave school for lack of an income, and this business allows her to sustain herself. She started with a fund that her father provided, and now she can invest in a variety of products for the store. Gladis is in her second loan cycle, and the first loan has benefited her a lot and allowed her to stay in business. With this loan she will construct a porch in front of the store to protect her clients from the sun, because she wants to provide them with the best service. In the long term Gladis would like to sell a greater variety of products to attract more clients and thereby increase her earnings so that she can save for her education.

8 months loan from AFODENIC, Nicaragua (4*)
425 $ left to fund

[Mona]

http://www.kiva.org/app.php?page=businesses&action=about&id=76430&_tpos=2&_tpg=1


Patricia Paola is a young and promising entrepreneur. She lives with her parents in the impoverished community of Yagua, which is located in Cotuí. About two years ago, she started selling beauty products in order to support her university studies; unfortunately, her parents cannot afford to pay for her studies, so she has to do so on her own.

Recently, Patricia had to halt her business operation due to a lack of working capital. As a result, she has no income with which to support her studies. Accordingly, she is requesting a loan to start selling women’s clothing so that she can generate a substantial income stream, which will allow her to resume her university studies. Patricia is a very positive and confident woman, and she truly believes that her business will be successful. She notes that she knows many of the women in her community and that she is a smooth-talking saleswoman, which enables her to convince people to purchase her items. For Patricia, a good education is the most valuable thing one can get in this world. As such, she believes that with a license from her university and more sales experience, she will be able to succeed with her business and will ultimately be a rich person.

Patricia is seeking this loan along with the following women in her group: (1) Odaly Margarita Soto, who sells clothing; (2) Maria Elena Lazala, who sells beauty products; (3) Bartola Mariano, who sells fried dishes; and (4) Fredelbinda Garcia, who sells jewelry. In the main picture, the women are pictured, from left to right, as follows: Odaly, Patricia, Maria Elena, Bartola, and Fredelbinda. And, in the other picture, Odaly can be seen carrying her child in the muddy road.

5 months loan from FSMA, Dominican Republic (4*)
825 $ left to fund

[Mona]

http://www.kiva.org/app.php?page=businesses&action=about&id=76622&_tpos=1&_tpg=1


Gladys is is a member of the Torcaza (“Wood Pigeon”) Village Bank. Gladys is 23 years old and single. She is currently studying to be a high school teacher. Gladys and her fiancé have a small stand on a very busy street in Ayacucho where they sell cell phones, prepaid phone cards, and accessories, and offer technical assistance. Gladys needs a loan of 2000 soles to buy cell phones. Her dreams are to finish college, to be a good teacher, and to help her family

3 months loan from FINCA Peru (5*)
225 $ left to fund

[Elizabeth]

Antenor, 21, is a single man who still lives with his parents. He learned to grow bananas as a young boy, since his parents are farmers. Three years ago he started working independently because he enjoys being outdoors, in contact with nature, and enjoys Bananas have been a profitable crop as there is a constant demand for this fruit. Antenor is paying for his college education in town with the profits from the bananas. But working and studying is tough as he must work all day under the harsh, debilitating sun, especially in planting season. This is the first loan he requests through MFP. Antenor's goal is to increase his production, so he will invest in purchasing more banana and coffee plantations.

[wannado]

Hazel Ivania lives in the town of Enrique Bermúdez 380, located in the capital, Managua. She is 22 and she sells clothing and school supplies. Besides running her own business, she also works for DHL as a customer service representative. Ms. Hazel is enrolled in college as well, and one of her goals is to have the required funds to pay for her education and expand her business. Herself and her boyfriend invested together to start the business and, lately, they have worked with Afodenic to obtain credit lines to finance their business. Currently, they seek C$ 9,000.00, to be paid within 10 months, that will be used to diversify their product line and seek new market opportunities.
http://www.kiva.org/app.php?page=businesses&action=about&id=74007&_tpos=18&_tpg=4
9 month loan
AFODENIC