"My Credit" page update

[Guest]

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[KFLiaison]

Kiva is not anticipating for the filtering/sorting function to be rolled out before the 15th's repayments.  So in light of this, kiva is offering to anyone who would like it, a full itemized list of all your repayments on that day, and then emailing it to you.

If you are one of these people please send me a pm with your lender ID and I will pass the list of all who would like this to Gerard on Monday the 14th of June.

Thanks to Kiva for making a bridge until the rollouts can be implemented and you are able to gather this information more easily on your own.

Charmaine

[David2051]

I don't know if they are looking for other suggestions for this page, but I wish it would show the partner/MFI and country the payment was coming from in addition to the client name...

[cpbailey]

OK.  I would like to know a couple repayment things without as much effort.  First, I would like to know how much delinquent a loan is.  Hear me out.  If the payments are supposed to be $x, but every month the actual is different...well, I have to add up the payments and compare to the expected payments.  There isn't a quick way to see if that loan showing the big red "Delinquent" is $.89 short or a whole payment (more if you haven't asked for additional info on repayments).  The second thing I would like to be able to know is the number or $ amount of delinquent loans due to: borrower issues vs mfi issues.  If one has a lot of loans, it seems that one must click on each loan to figure this out.

Colette

[AccountAbility]

All of the suggestions so far are excellent for portfolio management.  I'm not sure they all can or should be handled by the My Credit section.  Regardless of what Kiva insists on calling it, it is essentially a list of all transactions with a running balance.  Any sort other than the date sort will result in an incorrect balance at any point in the list (except at each end).

What it does need is as follows:
1.  The math needs to work without exception (Mine still has math errors)
2.  The rounding algorithm used for each transaction should be mirrored in the totals posted in My Portfolio for each loan (they currently do not round the same way)
3. The character set for the names of borrowers has been inconsistent, resulting in the inability to sort by borrower and get ALL the transactions. Ideally the loan ID # should be a separate sortable field to eliminate this anomaly.
4. Sorts are nice but they still leave the whole list.  (Mine is 40+ pages, I feel sorry for those with many more.)  Transactions ideally should be able to be extracted so that a lender can view only the relevant extract.
5. Final transactions should somehow be flagged so that a lender will be able to see by the transaction that the loan has been fully repaid (or refunded, etc.)  Currently, only the repayment emails show the 100% repaid phrase.  (And we all know what a mess those emails have become.)

Dan

[David2051]

Dan, it almost sounds like you think Kiva should work like a financial institution!    

[RichardF]

Or an Accounting 101 class!!! 

[AccountAbility]

Dan, it almost sounds like you think Kiva should work like a financial institution!    

Fortunately for Kiva, there are lots of other examples of data and math accuracy beside financial institutions.  And tools to get meaningful subsets from a large data base are equally prevalent outside the financial institutions.

Dan

[AccountAbility]

Kiva is not anticipating for the filtering/sorting function to be rolled out before the 15th's repayments. 
Charmaine

Any additional word on when this might occur now that the 15th repayments are done?
(I know, you didn't say which 15th-- but are we talking about days, weeks, months?) 

or years?

Dan

[cjp1973]

Any additional word on when this might occur now that the 15th repayments are done?
(I know, you didn't say which 15th-- but are we talking about days, weeks, months?) 

or years?

Dan

Dan,
I believe that the roll out for these features is set for the 28th of June, 2010 .  That is the last date I was given, will try and confirm that today and let you know of any changes.
Charmaine

[AccountAbility]

All of the suggestions so far are excellent for portfolio management.  I'm not sure they all can or should be handled by the My Credit section.  Regardless of what Kiva insists on calling it, it is essentially a list of all transactions with a running balance.  Any sort other than the date sort will result in an incorrect balance at any point in the list (except at each end).

What it does need is as follows:
1.  The math needs to work without exception (Mine still has math errors)
2.  The rounding algorithm used for each transaction should be mirrored in the totals posted in My Portfolio for each loan (they currently do not round the same way)
3. The character set for the names of borrowers has been inconsistent, resulting in the inability to sort by borrower and get ALL the transactions. Ideally the loan ID # should be a separate sortable field to eliminate this anomaly.
4. Sorts are nice but they still leave the whole list.  (Mine is 40+ pages, I feel sorry for those with many more.)  Transactions ideally should be able to be extracted so that a lender can view only the relevant extract.
5. Final transactions should somehow be flagged so that a lender will be able to see by the transaction that the loan has been fully repaid (or refunded, etc.)  Currently, only the repayment emails show the 100% repaid phrase.  (And we all know what a mess those emails have become.)

Dan

This thread went sort of dormant, but contains useful posts on the very topic that is now being discussed on another thread.

Dan