KSC=KIVAShoppingClub Updates

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Rebecca (reb-mar) and the Kiva Shopping Club would like to announce their latest loans:

Name: Costa Brava Group Location:  Mexico Primary Activity:  Carpentry The group is called Costa Brava after the region of the National Pinotepa coast. This is the story of Joniy de la Cruz Morales, one of the group members. He is married, 30 years old, the father of a three-year old boy and a carpenter.  He explains that he chose this profession because he learned it as a child as his father was a carpenter and left him his tools so he'd be able to work. He says it is a good business that provides him with a good income. He is going to use the loan to invest in the purchase of materials to continue working, including wood, glue and paint.  The earnings he is getting out of the business

benefit him and his family very much. He is now financially more secure, which is going to help now that his son is starting preschool and they will have to buy school materials for him.  He also says that his business is benefitting the community as there aren't many carpenters in the town and people used to have to go far to order what they need. That's no longer the case, as they now have Joiy's carpenter's worshop nearby. His main goal is to see his son grow up and support him through his studies so that he can have a career and a good profession. He would also like a larger workshop to support his mother, who is a widow and whom he helps financially, and to improve his standard of living.  Joniy would like to thank FRAC and KIVA because they have enabled him to own his own business and change his life and his family's. Costa Brava group members and their business activities are:  Joniy De La Cruz Morales - carpentry;  Marroquin Clemencia Rojas - snacks;  Albina De La Rosa - confectionery;  Nelida Cristina Mena Contreras - confectionery;  Sixto Ricardo Herrera Santiago - carpentry;  Gloria Lopez Casillas - clothing store;  Jacinto Raul Lopez Torres - car wash;  Florentino Pena -fishmongers;  Fabiola Leonarda Lopez Damian -snacks;  Valenta Santiago Nicolas - clothing store   Name: Mr. Tha Aom Village Bank Group/url] Location:  Cambodia Primary Activity:  Recycling Mr. Tha Aom was born in 1972. He is the village bank president who has been selected by 13 people who live in Preaek Louk village in Kandal province. All these members make up a village bank loan and they will use their portion of the loan for different purposes to increase their income to support their families. Mr. Tha Aom sells recyclable items and earns a little money to support his family because he has only a little capital to invest his business. So to improve his business, Mr. Tha Aom is seeking a loan to buy more recyclables to resell. His wife, Mrs. Sen Beng, is a seamstress in a garment factory. With these activities, they support three children. One child is a seamstress in a garment factory, another is a student in the local public school, and the youngest one is five years old.   Name: Djiguiya (hope) Group Location:  Mali Primary Activity:  Fruits & Vegetables Djiguiya is a group of women of Koutiala who know each other well and who live in traditional big families with their husbands, children and other parents. They are on average 43 years old with 4 children or more. This group of women trades in varied ways such as, a restaurant, and the sale of heating wood , cereals, vegetables, plastics etc.  To increase the scope of their activities, the members decided to join the credit program of Soro Yiriwaso 5 years ago. They are on their tenth group loan and all the preceding loans were properly repaid.  Fatoumata Mallé is a member of the group which sells vegetables: carrots cabbage, beets, radish, French beans, cucumbers, legumes, tomatos etc.  She intends to use the loan to buy vegetables of all the kinds she sells. She gets vegetables from the surrounding countryside gardeners and at the market of Koutiala.  In addition to repaying the loans, they use part of the income to meet current family expenses.  She wishes to see this partnership with Soro Yiriwaso strengthened, to be able to diversify her products.   Name: Jesus Location:  Peru Primary Activity:  Wholesale Jesús is 30 years old. He lives with his wife and son in a rented house. He has been making bricks for 4 years. He is a reliable worker in a business, and he also buys bricks wholesale to later sell them at a higher price in other cities. In this way, he can give his family financial security. On the other hand, his wife supports him with the finances embroidering traditional clothing from the area. He states that although his job is very demanding, it has its rewards becasue it allows him to have good earnings. In addition, his work is stable all year. For the future, Jesús wants to have his own brick factory to be able to manage his own time. This is his seventh loan with MFP. He is very happy to know that he has this financial support. He has shown himself to be very responsible with his payments. He also likes being part of his community bank because all of the members are responsible and supportive people. He thanks those people who will participate in the loan he is asking for and it will be very useful for his business' progress. With the loan that he is asking for, he will buy bricks wholesale and will use a prt to buy the materials his wife uses in her embroidery.   Very nice choices Rebecca!

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Rebecca (reb-mar) and the Kiva Shopping Club would like to announce their latest loans:

Name: Carlos Location:  Peru Primary Activity:  Construction Carlos is 53 years old. He is a responsible and hardworking man. He lives in his own home with his wife and 6 children. His profession is that of a bricklayer, and he is a specialist in making floors, columns, roofs, taking up bricks and coating walls in cement. When he was still young, he worked as an assistant, gaining experience in the profession and presently it is his main source of income, allowing him to support his family. His efficiency and effort at work has allowed him to gain customers who are very satisfied, and they have recommended Carlos to their friends. He enjoys his work; he has spent 35 years doing it and his biggest problem is letting jobs go due to a lack of materials. In the future, he plans on adquiring machinery to install mayolica tiles and in this way increase his profits. This is his tenth loan with MFP, and he is committed to making his

payments as he has done thus far. He has no problems with the other members of the group, because they are very responsible people. With this loan that he will receive, he plans on buying materials and in this way be able to work calmly and quickly.   Name: María Eugenia Araujo Location:  Nicaragua Primary Activity:  Food Production/Sales Sra. María Eugenia Araujo begins her work activities at 5am preparing fried chicken, enchiladas, and pork with cassava at home. She brings her dishes to the terminal market at 11am and sells them until 2pm. The loan she is requesting will be used to buy more products used in preparing her dishes so that she can earn more income to improve her financial situation. It should be mentioned that Sra. María used her previous loans from CEPRODEL to increase her business with new products such as slippers, plastic bags, soft drinks, as well as fried chicken. Name: Andrea Adelina Méndez Location:  Nicaragua Primary Activity:  Food Production/Sales    Andrea bakes and sells bread, delicacies, rice pudding, etc. She is a lady who has managed to get ahead through much hard work. She has always managed to get ahead with her business and is grateful for the loans she has obtained through CEPRODEL. Her income has allowed her to make improvements to her home. Very nice choices Rebecca!

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Charmaine (cjp1973) and the Kiva Shopping Club would like to announce their latest loans:

Name: Los Emprendedores Group Location:  Chile Primary Activity:  Bakery “Los Emprendedores” is a communal bank formed by fourteen socios (borrowers) who reside in La Florida district. These individuals are primarily dedicated to their individual occupation: a seamstress, a baker, an artist (wood pieces), and a salesperson (sells CDs, socks and underwear). Fabiola is the delegate of this group. In the photo she is found in the back row, second from the right, and is wearing a purple jacket. She bakes pastries, alfajores (a traditional Arabic confection) and various cookies and sells them in a stand that she has created in front of her house. She also distributes wholesale for other business to sell within the neighborhood. Fabiola learned how to make pastries

from her father who was a bread-maker and pastry chef.  With this loan, Fabiola intends to purchase the principle ingredients needed to produce these goodies. Her dream is to one day open a pastry shop in a grand location and afterwards add to it a shop that will sell these ingredients for other to make them too. Febiola lives with her husband and 7-year-old daughter. She enjoys participating in the weekly bank meetings along with the other socias (borrowers) and the loan officer. She credits Fondo Esperanza’s weekly bank meetings with enabling her to socialize with other entrepreneurs and learn from their experiences too.   Name: Manos Telarañas Group Location:  Peru Primary Activity:  Weaving Sra. Susy Marlene is 46 years old and married. Her husband provides her with financial and moral support in all the projects she undertakes. They have three children, one of whom is still a dependent. Susy is a member of the group “Manos Telarañas” (Delicate Hands), which consists of eight individuals who live in the district of Carabayllo. Her fellow members elected her to the group’s Board of Directors as the rules administrator.  Sra. Susy Marlene has been producing woven sweaters, vests, shirts, and other articles for one year. She started meeting with a group of friends who possessed the same skills. Now they sell their woven products in different public places as a formal organization that goes by the name “Llyka Maki”. Thanks to her work, Susy is able to help her husband with the family expenses and export her merchandise.  With this loan, Susy plans to buy wool at the wholesale price so that she can earn little bit more profit when selling her goods. Name: Alicia Espadosa Location:  Philippines Primary Activity:  Farming Alicia Espadosa is from the town of Sta. Josefa. She is 47 years old. Alicia is married and has three children. To make a living, Alicia raises crops. The main source of income for the business comes from planting and harvesting rice for sale. Alicia is thankful to have their farm because it helps her family financially. Alicia joined CEVI to gain access to financial services to help improve her living situation and ability to engage in business activities. Alicia has successfully repaid a previous loan from CEVI. Alicia is requesting a new loan of 6,000 Philippine pesos (PHP), which will be used to purchase fertilizers, seeds and other farm inputs. This will be the second loan taken out by Alicia from CEVI. She plans to use the additional revenue generated from the business to supplement the family's income. Name: Respekte Pwincipe Group Location:  Haiti Primary Activity:  Paper Sales The Respekte Pwincipe group whose name translates to `Respect Principles, ` is a group from Trou du Nord Haiti. The town they live in has no running water, and electricity is sparse. This group of entrepreneurs is motivated to make a difference in their lives personally and in the lives of their families. They have joined Esperanza in efforts to make their dreams become reality. Apollon is a representative of this group. Apollon, a family man with two children, sells paper goods, but his focus is on blocks of paper. Recently he saw the need for phones and phone utilities, so he will now use a portion of the loan for phone cards to better serve his community. "I want to be able to provide a better future for my family", stated Apollon as the motivation of his business enterprises. On behalf of Respekte Pwincipe, Apollon, and Esperanza, we thank you for your support. Very nice choices Charmaine!

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Charmaine (cjp1973) and the Kiva Shopping Club would like to announce their latest loans:

Name: Huseyn Husenov Location:  Tajikistan Primary Activity:  Services Huseyn Husenov lives in Vahdat. He is 56 years old, married, and has three children. He has a vocational education as a driver. He worked in his trade for ten years. Now he works in the market. He makes pies and sambusas (savory filled pies) for sale. His wife helps him. He has vast experience in this. He is taking out a loan to expand his business. He wants to lease a space and open a bakery.

Name: Zenaida Rivera Location:  Philippines Primary Activity:  Retail Zenaida Rivera is from the village of Liong, Guinsiliban, Camiguin Province. She is 57 years old. Zenaida is married and has 5 children. To make a living, Zenaida owns & operates a business venture in the retail sector operating a specialized retail store. The main source of income for the business comes primarily from the buying and selling of vegetables and bags of salt in the local community. Zenaida has been engaged in her business for over 10 years and earns approximately 6000 PHP a month for these activities. In 2010, Zenaida joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Zenaida is requesting a loan of 5000 PHP which will be used to purchase additional products to sell. This loan will be the 1st loan taken out by Zenaida from HSPFI. She plans to use the additional revenue generated from the business to improve her business. Very nice choices Charmaine!

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Deb Z and the Kiva Shopping Club would like to announce their latest loans:

Name: Querer Es Poder Group Location:  Chile Primary Activity:  Bookstore The Communal Bank “Querer de Poder” is comprised of 17 members from the city of Rancagua. Palmenia is the group president. In the photograph, she is seated on the third row to the left wearing a white jacket with red and black bands. She operates a parcel shipping center and bookstore out of her home. In addition, she sells fast food next to her house which she is renting. Her 15 year old son and her husband, when he comes home from work, help manage her businesses. Palmenia has three more children, 9 year old twins and a 4 year old daughter. She and her husband began these businesses two years ago when her husband began losing vision in one eye, which is essential for his job as a systems

analyst. He then quit his job and both of them decided to start these business with financial assistance from her father-in-law. Fortunately, her husband later returned to his job but she continued to manage both businesses. With this loan, Palmenia will by merchandise for her businesses. Her dream is to buy the house that she is renting and expand it so that she can develop her businesses. She is very happy with the support she has received from Fondo Esperanza and her Communal Bank. Palmenia has learned from the experiences of her fellow group members. Name: Ten Sticks Group Location:  Liberia Primary Activity:  Retail Satta Nyandemore, who is holding the sign, is the leader of a group of five borrowers called Ten Sticks. She is 60 years old, married, and has seven children between 23 and 39. She was not privileged to attend school due to poverty. For 20 years, she has been selling lappas in Chicken Soup Market on the outskirts of Monrovia, Liberia. She plans to use her 20,000 Liberian Dollars portion of this 58,000 Liberian Dollars group loan to buy more lappas. She describes herself as a determine woman. Her dream is to improve her business.  Name: Mtu-mbeyi Group Location:  Tanzania Primary Activity:  Services Selemani Shewji, 23, is married and an auctioneer in the Ilala market just some few kilometers from the city centre. For seven years he has worked from 5am to 10am daily. He is able to make a monthly profit of about $375.  This will be Selemani’s second loan from Tujijenge Tanzania. He used the previous loan to increase his business stock and he has paid back the loan successfully. He hopes for a new loan to increase his stock even more. His dreams is to open a retail shop and sell things like wheat flour, sugar, flour, cooking oil, salt and other edibles.  Seleman will share this loan with his loan group Mtu-Mbei which totals 16 members.  Seleman is in the front row wearing a white cap. Name: Taim Thorng's Group Location:  Cambodia Primary Activity:  Farm Supplies Mrs. Taim Thorng is 36 years old and the leader of a group loan. She was selected by the four members, who are located in Samphli village in Takeo province. Mrs. Taim Thorng and her husband, Mr. Vuthy Penh, are farmers who own 1.2 hectares of land. They cultivate rice and vegetables for a living. In order to support this farm, Mrs. Taim Thorng decided to ask for a loan to buy fertilizer for her crops. Mrs. Taim Thorng also sells Khmer cakes in the local market to earn extra income. This couple has four children, all of whom are students and also support their parents' businesses. Very nice choices Deb!

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Deb Z and the Kiva Shopping Club would like to announce their latest loans:

Name: Bolivia Location:  Bolivia Primary Activity:  Food Stall Bolivia is married to Pedro. They have three daughters, and two of them go to elementary school. Bolivia sells food, and her husband drives a small bus on route 86. They get up very early to see to their family, and then they start to work.  Bolivia sells “salchipapas” (flatbread stuffed with meat, cheese, or vegetables), hamburgers, and fried chicken every evening from 6:00 until 11:00. During the day she shops for the things she needs for her business. Then, she helps her daughters with their homework from school. She needs the loan to start building a room on a lot. She and her husband bought the lot thanks to their work efforts. They currently live in “anticrédico”

(a special type of rental arrangement in Bolivia).  She is a responsible and very hard-working person. She has been a client with Emprender for a long time. This is the second time that she has accessed a loan from Kiva.   Name: Romania Ocon Gallegos Location:  Peru Primary Activity:  Restaurant Romania was born in and currently lives in the city of Ollantaytambo where the majority of its inhabitants work in tourism.  Four years ago, Romania opened a restaurant called “Doña Romania” in her home, which is located on the main street or entrance to the city of Ollantaytambo. She can be found in her restaurant 7 days a week from 7 in the morning until pretty late in the evening, or until the food runs out. Romania is the very image of responsibility and kindness. A constant flow of customers visits her restaurant and business picks up at breakfasttime, lunchtime and dinnertime. She also sells grilled chicken and serves heaping portions of french fries, slices of chicken, salad and custard. With her next loan, Romania hopes to receive $1,000 USD. At the moment, her restaurant is well equipped with the basic necessities. She would like to use the money from this loan for personal use. She wants to finish building her house and purchase tiles et cetera. Name: Cornelia Nisperos Location:  Philippines Primary Activity:  Pigs Cornelia Nisperos is from the town of Centro Napu, Tudela, Mis. Occ. She is 73 years old. Cornelia is married and has 3 adult children. To make a living, Cornelia owns & operates a business venture in the agriculture sector raising livestock. While not the only means for generating revenue, the main source of income for the business comes from raising pigs for sale. Cornelia is just starting this business. In 2010, Cornelia joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Cornelia is requesting a loan of 30,000 PHP which will be used to purchase baby livestock to raise & sell in future. She plans to use the additional revenue generated from the business to make improvements to her house. Very nice choices Deb!

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Cheryl S and the Kiva Shopping Club would like to announce their latest loans:

Name: Ainura Musuralieva's Group Location:  Kyrgyzstan Primary Activity:  Livestock Ainura Musuralieva is the leader of the group. She is 41 years old and married. She has two daughters and two sons. The first daughter is in university and the other children are at school. Ainura is a teacher at school and her husband works in construction. Fifteen years ago in order to make money they started to breed livestock.  Ainura applied for the loan because she needs money to pay for her daughter’s education at university.  Ainura Toktosunova, 28, is married. She has two sons and two daughters. The first daughter is at school, and the other children are preschool age (under 7). Two years ago Ainura started to breed cattle.  Ainura hopes to obtain the loan because she

needs money to purchase school accessories for her children. In the future she wants to build a new house. Mira Abdrasunova, 40, is married. She has two sons and two daughters. The first son studies at university and the other children are at school. Mira and her husband are engaged in livestock breeding. Her husband also works as a tractor driver.  With money received from the loan, Mira wants to purchase five sheep to increase the number of livestock and with part of the loan she will use to purchase school accessories for her children. Chynargul Baigazieva is the treasurer of the group. She is 41 and married. She has two daughters and two sons. The first son and the first daughter are at school and the other children are preschool age. Chynargul works as a librarian and her husband has been engaged in cattle breeding since 1995. With the money received from the loan, Chynargul wants to purchase school accessories for her children.   Name: Abetereine Rushango Association, Ibanda Group Location:  Uganda Primary Activity:  Pharmacy Mpogazi Scovia is a member of the Abetereine Rushango Association in Ibanda. She is a hardworking and well trained medical personnel who has been running a pharmacy alongside banana selling in Rushango, Ibanda. Her business has been operating for 6 years and has always brought to her dividends close to 160,000 UGX monthly. Her main drawback is having a small stock which is hindering business growth and expansion. With this loan, the widowed mother of 2 children looks forward to restocking drugs, which will allow her to earn more revenue and acquire a self-sustaining life through educating her children. Name: Svay Heab Location:  Cambodia Primary Activity:  Farming Mrs. Svay Heab, age 28, owns and operates a handicraft business in which the main activity is selling rattan cupboard. She sells rattan that her husband weaves or that she orders from other weavers who live in the village. She uses her horse cart as transportation and takes it each week to sell all her rattan. In addition to their rattan business, Svay Heab owns a piece of farmland where she and her husband raise rice crops. Growing rice is an annual activity with which they have had great success. Svay Heab is humbly requesting a loan to use towards planting crops during the approaching rainfall season. Name: Camino Al Triunfo Group Location:  Chile Primary Activity:  Grocery Store The communal bank “Camino al Triunfo” (The Walk to Triumph) consists of 18 associates from Temuco City. This is the second loan they seek from Kiva lenders. These individuals' livelihoods consists of sales of seasonings (garlic, oregano, and merkén), canned goods, fast foods (fried pies, buns and completos (Traditional Chilian Hot Dogs), lingerie, perfumes, and home décor items (sheets, towels, tablecloths). Jacqueline can be found in the third row and first from the left; she is wearing a green jacket. Jacqueline´s business consists of a small grocery store located in front of her house. Jacqueline has managed this store for the past 15 years. Jacqueline plans to use this loan to purchase merchandise such as perishable and non-perishable food items for her store. As the market has been getting more competitive, she would like to offer a greater variety and change some of the items she currently offers; for example, a larger variety of vegetables, firewood and charcoal items. Even though Jacqueline is affected by thyroid disease, she remains full of life due to her business. Jacqueline's household consists of her mother and her 19-year-old daughter, who also works. Jacqueline also has an 18-year-old son who is serving in the military.   Very nice choices Cheryl!

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Cheryl S and the Kiva Shopping Club would like to announce their latest loans:

Name: Elsa Gregoria Delgado Ttito Location:  Peru Primary Activity:  Food This member belongs to the community bank "Mi Peru." The bank is located in the district of Santiago in the province and region of Cusco. Ms. Elsa, 69, is a widow with three children. She works in retail and has sold food at the San Jerónimo gas station for the past 15 years. Elsa requests a loan to buy supplies and ingredients for her business. She expresses gratitude to all those who have formed part of this dream through this medium and she promises to make all her payments on time.

Name: Nuria Grisel Location:  El Salvador Primary Activity:  Food Production/Sales Nuria is 36 years old and lives with her life partner and three children, ranging from age 6 to 13. Her partner works as a mason, and she works preparing and selling corn tortillas. Nuria has operated her tortilla business for two years. She began in order to cover her family's economic needs. The business is located in her home, and she begins making tortillas at 6:00 a.m. and continues until 2:00 p.m. Her customers are her neighbors and people passing through the area. She is requesting a loan in order to invest the funds in buying cooking equipment, including a tortilla grill and gas system. This will allow her to go out and sell her tortillas in front of her home, to attract more customers and improve her sales, thus contributing to improving the living conditions of her family. Her dreams are to be able to send her children to the university, so that in the future they will find work that will allow them to have a better life. Name: Victor Hugo Cuba Flores Location:  Peru Primary Activity:  Arts The member belongs to the communal bank “United for Success.”  This is Mr. Victor; he is 40 years old and single. The member is an odontologist and restores artwork as well since he studied visual arts too, this is one of his favorite pastimes and it also gives him another source of income. Mr. Victor has restored works of art for some 12 years and he now needs a small budget to restore 2 paintings.  The member is grateful and values the loan given to him through this medium and is equally committed to meet with the payment of his quotas in the time period established. Very nice choices Cheryl

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Diane R and the Kiva Shopping Club would like to announce their latest loans:

Name: Lolita Canayong Location:  Philippines Primary Activity:  Internet Cafe This is Lolita Canayong, 52, resident of Commonwealth, Quezon City, Philippines, mother to a young adult currently enrolled in college.  Lolita operates a computer shop. Computer shops mostly cater to students who need to do research and printing, but it is also open for people who need some relaxation through online interaction. She offers services to her immediate community and neighbors. She will be utilizing the loan to buy more computer units, repair some of the old units, and purchase new software/hardware for the shop. She expects a boost in her business income as she expands her business.

Lolita dreams of being able to help her family through her business. She also hopes that the business will continue to be more successful and stable. She faithfully meets with her co-fellowship members to share stories of her work every week.   Name: Bonny Tatiana Cruz Merelo Location:  Ecuador Primary Activity:  Agriculture Bonny Tatiana Cruz Merelo is 21 years old. She lives in free union with her partner and her two children, Nelly-8 and Gabriel-7. Tatiana is a member of the Valle Alto rural bank. There are a total of 23 members, most of whom are farmers. This will be their second loan with the San Jose Cooperative. Tatiana works in agriculture growing corn, rice, and beans. She makes her purchases and sales every month in Ventanas. She will use the loan to purchase corn, rice, and beans. She believes that the loan provides her with an opportunity to improve her life. Her dreams are to purchase a house and start a business in Ventanas. Her farming business faces challenges like insect infestations and diseases. Name: Vuong Thi Nguyen Location:  Viet Nam Primary Activity:  Fruits & Vegetables Vuong Thi Nguyen is 50 years old. She has a shop that sell fresh fruit. This kind of business, which she started in 2003, provides a stable income with which she can manage her family life. Regarding her attitude to the credit program, she is a very good client. Currently, she wants a loan of 8,938,000 VND to invest in her shop. Name: Luz Maria Chuyacama Nuñez Location:  Peru Primary Activity:  Manufacturing Luz Maria is a member of the Communal Bank “Unidos Para El Triunfo” (United for Victory). She is 42 years old, widowed, and has one child. Sra. Luz Maria earns her living by making candles in large quantities. She is a retired schoolteacher who opened her candle business after leaving her career in education. Luz Maria says this business helps to provide a distraction in her life. She needs a loan for her candle business. The proceeds will be invested in the purchase of supplies for making candles.  Luz Maria appreciates and values the loan that has been provided. Therefore, she promises to complete her payments by the established deadlines. Very nice choices Diane!

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Diane R and the Kiva Shopping Club would like to announce their latest loans:

Name: Brisas De California Group Location:  Peru Primary Activity:  Goods Distribution Rocio is the president of the Group, “California Breezes” which has worked with Edaprospo (Kiva’s field partner) for a year and it is comprised of 7 people who are all friends. Rocio is 39 years old and lives in the AH area Brisas de California which is where they got the name of the group since the other members are also her neighbors. Rocio worked selling cakes and 5 years ago she has sold candy from her home and with her partner they are able to pay

for household expenses, her future goal is to have a restaurant.   Name: Candelaria Norma Torrico Location:  Bolivia Primary Activity:  Poultry Candelaria Norma Torrico lives in an area north of the city of Cochabamba in the neighborhood known as Cala Cala. Canelaria was married, but she got divorced about a year ago. She only has one child, a minor. Candelaria lives with her two sisters, and they also work. Candelaria is a veterinary technician. She has a small farm of laying hens, which is located in the Paso area of the city of Cochabamba. She has been selling eggs and chicken in the city of Cochabamba for eight years. During this time, with help from her sisters, they were able to make the size of her farm grow considerably. Candelaria is requesting a loan to be able to increase her production by purchasing more hens. That way she will continue increasing her income and that of her family. Her next objective is to be able to increase egg production in such a way that she will be able to sell in other cities.   Name: Yorng Thai Location:  Cambodia Primary Activity:  Manufacturing Mrs. Yorng Thai has been spending her life cultivating crops. Her husband, who is pictured, frequently works alongside her in the farm fields. In addition to her farming job, Yorng Thai makes clay stoves and saves up to one hundred sets or more before having her husband sell them around the community. Making clay stoves is a skill she learned from her grandparent when she was young. Yorng Thai will be using her first loan as capital to buy clay in order to make more stoves to sell. Very nice choices Diane!