Beekeeper Loans

[Guest]

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[waywardcats]

Elguja Okrochelidze a beekeeper from Georgia

Elguja Okrochelidze lives in Imereti Region, village Persati. He is 50 years old and lives with his wife. The only source of income of the family comes from agricultural activities: they own five milk cows and produce cheese, which is sold on the local market. They also grow strawberries on a 300 sq meter plot of land. They harvest on average 100 kg of strawberries per year and sell them on the local market.

The family also runs a bee-keeping business: they own 35 bee-hives and bee colonies. 300 liters of honey are gathered and sold annually. With the requested amount Elguja will purchase the following items: parts for bee-hives frames, equipment for production of beeswax, and some joiner’s (carpentry) equipment.

Due to this investment, Elguja will be able to reduce his production costs for the wax plates by 30% and the cost of production of the bee-colonies by 50%. This will positively influence family income. With the increased income Elguja will purchase additional bee-colonies and expand the family’s business.

(posting here in case anyone has not gotten a Georgia loan yet)

[joanna_h]

Eleonora Chachua lives in Samtredia District, in the village of Dabla Gomi. She is 56 years old and lives with her husband, two sons, and her daughter-in-law. A couple of weeks ago, she became a grandmother and now they have an infant boy in the home.

Eleonora’s sons are in military service. Eleonora and her husband are heading the family agricultural business: a small dairy farm, which consists of four milk cows. The end-product – 20 kg of traditional Georgian cheese is sold on the market. They also have a plot of the land where maize is grown. From the harvested 6 tons of maize only 600 kg is sold and the rest is used in the farm. Also the family owns a lemon garden, which gives them 500 kg of lemon per year. These are sold locally. Along the above-mentioned, Eleonora had 30 bee-hives with bee colonies. 24 colonies were destroyed because of unfavorable weather conditions last year. Now only six bee colonies are left.

The requested credit will be used for further development of their farm, in particular – 50% of the credit will be used for purchasing 10 new bee colonies. The rest will be used for cultivation of the land and purchasing 250 chickens. The chickens will be sold in a couple of months at double the price.

After this investment the income of the family will significantly increase. Eleonora hopes that they will be able to put aside some savings and purchase a car for the family

http://www.kiva.org/lend/290456

[FoxyOxy]

http://www.kiva.org/lend/290645

Zemfira Harutyunyan lives in Arpy with her husband. She works at the village hall as a staff secretary. She has a croft and is engaged in farming. She is also engaged in beekeeping and has thirty beehives. Her husband doesn’t work, so she wants to increase the number of beehives to get more income. With the requested loan she plans to purchase more beehives in order to get more income from selling honey. This will let Zemfira develop her beekeeping business and improve her living conditions.

[cjp1973]

http://www.kiva.org/lend/294345?app_id=org.kivalens



Kalicha Alymkulova is the leader of this group. She is 48 and married to a farmer. She has a daughter and two sons. The daughter works in Bishkek in a sewing workshop, the first son works as a plumber in Russia, and the second son is a builder.

Kalicha is engaged in bee keeping. She applied for the loan because she needs money to purchase more bee hives in order to expand her business. In the future, she wants to develop her business to be able to provide some financial support to her children.

[DoubleR]

http://www.kiva.org/lend/295526

Jose resides in Delicias de Concepción, department of Morazán, where he lives with his wife and 21 year old son. He dedicates himself to apiculture, which is the management of bees in their beehives. He has been carrying out this work for 30 years; his son also helps manage the apiary.

He is requesting a loan to purchase materials to build the beehives, such as frames, bottoms, lids, and boxes. This investment will help him expand the apiary, and with all these materials complete his income will increase given that he will be able to count on an improved production.

His dream is to have an apiary of 60, which has the capacity to hold up to 200 beehives.

[Patricia SF]

Beekeeper in Armenia:

http://admin.kiva.org/lend/295998

26 months

[Amy-in-PHX]

http://www.kiva.org/lend/296067
Jose, in Peru, raises sheep and goats, and keeps bees for honey production.  He is using his Kiva loan to renovate the boxes that contain his bee hives.

[Patricia SF]

Beekeeper in  Georgia:

14 month loan

http://admin.kiva.org/lend/298256

[Kyotokim]

Hi!

Beekeeper in Armenia





http://www.kiva.org/lend/297606

Best,

Kim

[Patricia SF]

Beekeeper in Armenia:
 
26 month loan
 
http://admin.kiva.org/lend/298970