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Author Topic: Speculation about major Kiva announcement week of Fri 2nd Sept 2011  (Read 2792 times)
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JohnAtKiva
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« Reply To This #20 on: August 31, 2011, 11:23:21 AM »
Quote from: DoubleR on August 31, 2011, 11:19:40 AM
Wow!  That's good to know.  This also explains why some of the more larger loans have been funding so quickly.

Regards,
Ronan

It's preliminary to say at this point, but it also appears like the presence of loan matching may be motivating more people to lend more funds.  Ordinarily we'd expect matched loans to fund at a 2x rate, but it appears that they are funding at a rate substantially ahead of 2x.

That said, the only true way to test that would be to A/B test loan matching on similar loans... to my knowledge, that test has yet to be done.

Still, pretty exciting!

Best,
John
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iampaul
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« Reply To This #21 on: August 31, 2011, 11:49:38 AM »
Quote from: JohnAtKiva on August 31, 2011, 11:23:21 AM
It's preliminary to say at this point, but it also appears like the presence of loan matching may be motivating more people to lend more funds.  Ordinarily we'd expect matched loans to fund at a 2x rate, but it appears that they are funding at a rate substantially ahead of 2x.

This is just speculation on my part because I haven't looked at any of the loans being matched: could this "motivation" be in some part a result of the "artificial" boost in a loan's popularity rating caused by the extra amounts attributed to those loans by the matches?

Paul
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JohnAtKiva
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« Reply To This #22 on: August 31, 2011, 12:07:26 PM »
Quote from: iampaul on August 31, 2011, 11:49:38 AM
This is just speculation on my part because I haven't looked at any of the loans being matched: could this "motivation" be in some part a result of the "artificial" boost in a loan's popularity rating caused by the extra amounts attributed to those loans by the matches?

Interesting possibility!  I will ask the product manager who worked on matching. :-)
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waywardcats
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« Reply To This #23 on: August 31, 2011, 12:29:49 PM »
Quote from: JohnAtKiva on August 31, 2011, 08:59:05 AM

Keen is indeed a lender on every loan where it's providing matching! Their profile is just set to anonymous. :-)


This makes no sense to me, why would they want / need to have the matching funds profile anonymous?    Huh?

-Kerry-
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"Our daughters can contribute just as much to society as our sons, and our common prosperity will be advanced by allowing all humanity - men and women - to reach their full potential. I do not believe that women must make the same choices as men in order to be equal, and I respect those women who choose to live their lives in traditional roles. But it should be their choice. That is why the United States will partner with any Muslim-majority country to support expanded literacy for girls, and to help young women pursue employment through micro-financing that helps people live their dreams." - President Barack Obama, June 4, 2009
JohnAtKiva
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« Reply To This #24 on: August 31, 2011, 12:32:57 PM »
Quote from: waywardcats on August 31, 2011, 12:29:49 PM
This makes no sense to me, why would they want / need to have the matching funds profile anonymous?    Huh?

Hello Kerry!

Hmm I don't know the official answer, but my guess would be that a lot of businesses are feeling overwhelmed with all the social profiles they have to maintain these days (Facebook, Twitter, LinkedIn, etc.).  So perhaps they're not ready to maintain a profile and respond to lender messages?

Not sure... but I'm definitely grateful for their support of this matching fund!

John
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alan
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« Reply To This #25 on: August 31, 2011, 04:05:20 PM »
Quote from: Skimmis on August 31, 2011, 12:15:26 AM
http://www.kiva.org/updates/kiva/2011/08/29/team-norway-reaches-1-million-in-loans.html    Laugh Laugh Laugh

Quote from: JohnAtKiva on August 31, 2011, 08:59:05 AM
Keen is indeed a lender on every loan where it's providing matching! Their profile is just set to anonymous. :-)

And Keen is a member of Team Norway?  Grin
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