Additional sorting capability

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[AccountAbility]

We may be the minority, but the length of  the loan is a criterion only to space out the portfolio maturities.  Our goal is to have some coming due each month on a rotating basis.  As we add to the portfolio, some will be longer and some will be shorter based on the existing maturities.

I think the appeal in short term loans is in "activity".  If I loan for 3 months, I know I have a disbursement connection and repayment connection in that period.  If I roll this over into 3 more similar loans, I have 8 connections.  If, on the other hand, I invest in a 12 month loan, I get 2 connections -- disbursement and repayment.  Without journals or some other active connections, the feeling of connection to the borrower falls off. 

That is why I am concerned about making journals do-able for the MFIs, whether with broadcast general journals applying to many loans from the MFI or with checkbox format journals for each loan from time to time.   I think it is the connections that most lenders seek.
Dan