Well, I dont know where I was really, come to think of it--I must have been lost and just kind of found myself--I just re-appeared and I guess by natural instinct I made my way back....
honestly, I felt I was spending far too much time on the forum and I started day trading just before the turn of the year so that was consuming me for hours each day--Ive tamed that craving somewhat and with work days much shorter at this time of year, I wanted to spend a bit of my free time back on the forum and getting back into Kiva mode. There's so many great people here and love it or hate it, its a family atmosphere thats hard to resist. Trust me, I thought of Kiva Friends often in my absence and had a few friends keeping me up to date now and then...its a comforting place and mentally, I was never as far away as you think.

As far as Kiva, I was also planning on withdrawing my final $1000 from Kiva as it felt commonplace to do so in the same fashion as I did with the rest of my funds--habitual I guess--before I did I thought to myself, why??? why not reloan, why not continue helping others in this fashion? I was turned off some after 15 defaults, but I had 400+ loans, so the % wasnt all that bad--and as I thought of the funds I lost, some $170 or so, I wasnt going to miss it in the least and I felt it was a small price to pay to remain involved.